Alicia Harkowa at NFM Lending
Sales Manager/ Senior Home Loan Consultant | NMLS#...
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Very easy process. The whole team was so helpful really took the time to answer my questions to make me feel more confident about buying my first home
Reply from Alicia Harkowa
January 6th, 2026 06:20 PM
I'm pleased to hear that the process felt easy for you, Rae-Lyn. Taking the time to address all your questions and help boost your confidence during your first home purchase is important to me. Thank you for sharing your experience, and I'm...
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Awesome! Simply the best!
Reply from Alicia Harkowa
January 6th, 2026 06:19 PM
I'm grateful for your kind words, Brian. It's rewarding to know that your experience met your expectations so positively. If there's anything else I can do to assist you in the future, feel free to reach out. Thank you!
The Loan Team was very informative and made this process easy and really helped us understand the steps needed to accomplish our goal!
Reply from Alicia Harkowa
January 2nd, 2026 02:37 PM
It's great to know that you found the process informative and straightforward, Traci. Helping you understand each step and achieve your goal is important to me. Thank you for sharing your experience, and I'm glad I could assist along the way....
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Wow, Alicia never lets us or a client down. She's an amazing partner and support to all things things The RE Home Group stands for. NFM and Main Street are lucky to have her! Here is to an amazing 2026!!!
Reply from Alicia Harkowa
December 31st, 2025 03:49 PM
Thank you so much for your kind words. I truly enjoy working with Rockstar and with dedicated, caring agents like you and your team. Our clients deserve the very best, and together we consistently deliver that through strong teamwork.Wishing...
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Working with my lender was honestly such a great experience. She was incredibly knowledgeable, responsive, and patient throughout the entire process. No question ever felt too small, and she always took the time to explain things clearly so...
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Alicia is the best when it comes to home loans! She was very proficient and able to get things done in a very timely manner. She was very personable and attentive to every detail of the process. I highly recommend Alicia and her team at Main...
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Very effluent and communicative.
Reply from Alicia Harkowa
December 26th, 2025 04:55 PM
Your feedback is much appreciated. I'm pleased that you found the communication effective throughout your experience. If you need any further assistance in the future, don't hesitate to reach out.
Best team hands down! I will highly recommend to everyone I know. Very professional and thorough, Alicia knows her stuff and will see that you get nothing but the best results
Reply from Owner
December 26th, 2025 04:55 PM
Thank you for your kind words, Tracey. I'm pleased to hear that you found the experience professional and thorough. Ensuring the best results for every client is very important to me, so I appreciate your recommendation. Please don’t hesitate...
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I couldn't have asked for a better team! Everyone was very helpful being that it was our first time so the team taught us a lot. bery very responsive and communicative and explained everything to us step by step and Alicia went above and beyond...
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Reply from Alicia Harkowa
December 26th, 2025 04:55 PM
It's great to hear that you felt supported and well-informed during your first experience, Tracey. I truly enjoyed guiding you through each step and ensuring that all your questions were answered promptly. Knowing that I could go above and...
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Alicia and her team were able to come in and help my clients secure the best financing option.
Reply from Alicia Harkowa
December 22nd, 2025 11:37 PM
Thank you very much for the feedback. I appreciate your trust in my team with your clients. Looking forward to our partnership.
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About
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
MMP Loans
FHLB Grant
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Memberships
- Baltimore Real Producers
- Chesapeake Real Producers
- Anne Arundel County Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 698954
- Company NMLS#2893
Achievements
- Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
Hobbies
- Touring Wineries
- Gardening
- Traveling
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
