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Anthony Cerulli, Loan Officer, NMLS # 43941 - American Financial Network, Inc.'s Cover Image
Anthony Cerulli, Loan Officer, NMLS # 43941 - American Financial Network, Inc. - Senior Loan Officer | NMLS# 43941 in Manalapan, NJ

Anthony Cerulli, Loan Officer, NMLS # 43941 -...

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Senior Loan Officer | NMLS# 43941

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As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan...... Show More
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Overall Ratings
4.98
(353)
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  • 5.0
    Encompass
    T
    TODD W D
    Appleton, WI
    Posted on June 2nd, 2026 07:38 PM
    Anthony keeps me informed every step, calls me with questions, and is a very very nice guy
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    June 2nd, 2026 08:27 PM
    Todd! Working for you and Dawn was a great experience for me and my team. I am so happy for you guys. We battled through and at the end of the day put you in the best position possible! I will always be here for you and call me of you need...
    read more
  • 5.0
    Encompass
    A
    ALICE R B
    Troy, MI
    Posted on May 31st, 2026 02:20 AM
    Anthony was extremely responsive and detailed as he walked me through the process. He has impeccable timing and was able to lower my rate and lock it in before rates started to rise. He cared deeply for me throughout this process and I am confident...
    read more
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    June 1st, 2026 04:47 PM
    Alice!!! Thank you so much!!! This review means a lot to me. It was a pleasure working for you and you know I will always be a phone call away! Speak with you soon!
  • 5.0
    Encompass
    J
    JAMES W
    Warren, MI
    Posted on May 28th, 2026 01:39 AM
    All the hard work you guys put in Thank you
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    May 28th, 2026 01:49 PM
    James! Truly my pleasure to get this done for you and Georgette! Thank you for taking the time to write this review for me. I hope you have a beautiful Summer and speak with you soon sir!
  • 5.0
    Encompass
    J
    JAMES R B
    Fernley, NV
    Posted on May 5th, 2026 11:44 PM
    Anthony and His Team did EVERYTHING For Us! We Didn't have to Take Pictures,Communicate with Insurance,Send Countless Emails. Easiest Experience Ever!! Such A PLEASURE Doing Business With Anthony!! HIGHLY RECOMMEND!!
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    May 6th, 2026 03:00 PM
    Now that review was just what I needed on a tough Wednesday morning! Thanks Jim and Elona! You were both a real pleasure to work for and you made me and my teams job easy! Call me if you need anything at any time and speak with you soon!
    read more
  • 5.0
    Encompass
    D
    Darron E R
    Archbald, PA
    Posted on May 1st, 2026 10:58 AM
    Anthony never missed a beat. He was constantly keeping us updated throughout the whole process
    Reply from Anthony Cerulli
    May 8th, 2026 06:54 PM
    Darron, thank you for your kind feedback. I'm pleased to hear that my updates kept you informed throughout the process. If you have any other questions or need further assistance, please feel free to reach out.
  • 5.0
    Encompass
    J
    JOHANNA G
    Palm Bay, FL
    Posted on April 30th, 2026 11:52 PM
    Anthony Cerulli it's very pleasant, knowledgeable and knows his job very well. He worked very hard to get me the best deal.He could for me. Always answer my calls and questions that I had.
    Reply from Anthony Cerulli
    May 8th, 2026 03:20 PM
    Johanna, I appreciate your kind words. I'm glad to hear that my efforts and knowledge were helpful in securing the best deal for you. If you have any more questions or need further assistance, feel free to reach out.
  • 5.0
    Encompass
    J
    JAMES N F
    Springfield, MO
    Posted on April 28th, 2026 11:34 AM
    Anthony is personable, and takes the time to explain a process that may become complicated at times, with tony, you know its a team and he has tore back! you need to do everything have in your kit to keep this team together! Thanks COL Fernelius.......
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    Reply from Anthony Cerulli, Loan Officer, NMLS...
    April 28th, 2026 03:37 PM
    Thanks James!!! It was truly a pleasure helping you. From beginning to end, me and my team were honored you allowed us the opportunity. Call me if you need anything at any time!
  • 5.0
    Encompass
    P
    PAMELA S O
    New Salisbury, IN
    Posted on April 21st, 2026 01:07 PM
    Anthony is very knowledgeable and very easy to talk to and explains evertrying very clearly. I really feel like he is wanting to do everything and anything to help me out.
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    April 21st, 2026 03:08 PM
    Pam you are the nicest person and a real pleasure to work for and to speak to. You deserve the best and me and my team were very blessed to get the chance to work for you again!
  • 5.0
    Encompass
    J
    JESSICA R
    O Fallon, MO
    Posted on April 18th, 2026 01:53 AM
    Anthony was absolutely wonderful to work with . Made the process easy and simple as possible for us . He is very friendly and explains everything in understandable terms . I would recommend Anthony a 1000%
    Reply from Anthony Cerulli, Loan Officer, NMLS...
    April 20th, 2026 02:55 PM
    Jessica, thank you, thank you, thank you!!! You were a pleasure to work for and me and my team will always be here for you!
  • 5.0
    Encompass
    A
    AARON L A
    Pulaski, WI
    Posted on April 14th, 2026 08:34 PM
    Anthony made sure the whole process from start to finish went smoothly and I understand everything that was going on. Not only does he treat you like a client, he also treats you as if You're a good friend of his. I'll definitely return to...
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    Reply from Anthony Cerulli, Loan Officer, NMLS...
    April 14th, 2026 08:52 PM
    Aaron that made my day thank you so much brother!!!
  • 10 of 353
    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
    349
    /850
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 43941
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.