Raffi Altounian
Loan Officer
With over a decade in the mortgage industry, I’ve built my reputation on one simple principle: honesty always comes first. I believe that transparency and clear communication are key to making the home financing process less stressful and m... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Seamless process from start to finish. Raffi stayed on top of the process.
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Happy to help Thomas!!!
Raffi was a great coach guiding me through the process, we ran into a couple unexpected hiccups but got through them with a little due dilligence. Raffi was ver helpful!
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Thanks for your patience Larry!!!
Too many obsticles to hurdle. Took a while to close
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
I appreciate your patience Ricky, it was a pleasure getting to know you throughout the process.
Raffi helped us through the process, which at times was daunting. He was with us the whole way. Thank you Raffi.
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Thanks Phil, congrats on the loan! Keep in touch.
Raffi was amazing, did not pressure me into signing anything without explaining it fully to me, and really cares about his customers. I would recommend him to any anyone who is considering tapping into their equity in their home .
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Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Micah, thanks for the amazing review. Be well.
Raffi is awesome.
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
No, you're awesome!!! Thanks Roy!
I asked very specific questions about rates and terms and closing to 4 competing vendors. Raffi was only one that provided specif answers and the others tried to " sell" me a solution i did not want . when finally i got answers Raffi provided...
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Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Makes me so happy that you had a great experience. It was great getting to know you.
I cannot say enough nice things about Raffi and all the help he provided during a crazy market.We wanted to refinance, incorporate some debt into the refinance and we were surprised by Raffi’s ability to take what we need and get us more than...
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Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Thank Laura!!!!! Thank you and your husband both for your service to our country!!!
Easy procce and great communication
Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Thank Matt, I'm glad you felt that way. It was a pleasure assiting you throughout the process.
From the second we met Raffi, he explained the process clearly, answered any questions promptly and was just a pleasant human to work with during a stressful time. I would recommend Raffi to anyone looking to buy a home or refinance. When rates...
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Reply from Raffi Altounian
June 30th, 2026 02:57 PM
Had so much fun getting to know you and Adam. Congrats, keep in touch, and thank you for your service.
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About
With over a decade in the mortgage industry, I’ve built my reputation on one simple principle: honesty always comes first. I believe that transparency and clear communication are key to making the home financing process less stressful and more empowering for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
FHA Streamline Refinance
VA Streamline Refinance
FHA Cash Out Refinance
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Positions
- West Capital Lending - Branch ManagerMar 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2061610
Hobbies
- Fly Fishing
- Skiing
- Surfing
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing