Elizabeth Larsen

Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Guaranteed Rate will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit: https://www.consumer.ftc.gov/articles/credit-discrimination#ecor Additional Guaranteed Rate, Inc Disclosure Requirements Guaranteed Rate, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below. Guaranteed Rate, Inc - NMLS ID 2611 Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 Arizona: Guaranteed Rate, Inc. - 14861 N. Scottsdale Road Suite 101 Scottsdale, AZ 85254, Mortgage Banker License #0907078 California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Colorado: Regulated by the Division of Real Estate Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #9436 Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613 Illinois: STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. Illinois Department of Financial and Professional Regulation Division of Banking 555 W. Monroe St. Suite 500 Chicago, Illinois 60601 (888) 473-4858 License #: MB.0005932 Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530 Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611 Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed by the Mississippi Department of Banking and Consumer Finance New Jersey: Residential Mortgage Lender – NJ Department of Banking & Insurance New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking Department New York: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 – Operating as Guaranteed Rate, Inc. in New York Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities Rhode Island: Rhode Island Licensed Lender and Loan Broker TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 States in which we do business, and license numbers: Guaranteed Rate, Inc. D/B/A’s Rate Owning Citywide Home Mortgage Certainty Home Lending On Q Home Loans Barakah Mortgage Direct Funding Family Wealth Creation Heroic Mortgage HHL Group Locklear Lending Team Mosaic Mortgage Group The Brandon Drew Group The Mora Group States in which we do business, and license numbers Consumer Lending Licenses Guaranteed Rate, Inc., holds consumer lending licenses in the following states: Guaranteed Rate, Inc. is subject to regulatory oversight by the Michigan Department of Insurance and Financial Services (MDIFS), 530 W. Allegan Street, 7th Floor Lansing, MI & (Toll-Free) 877-999-6442. If you have any questions regarding your personal loan application or need assistance, please feel free to reach out to our dedicated personal loans team at 833-533-2306 during our operating hours, which are Monday to Friday from 9 a.m. to 6 p.m. EST. Additionally, you can email us at loanhelp@rate.com.