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Home Loan Advisors - Josh Jampedro
Branch Manager | NMLS #1082889

Josh Jampedro is a Tampa, FL based mortgage broker with Home Loan Advisors NMLS #1082889 serving homebuyers and homeowners across Tampa Bay and the surrounding areas. Heath has helped homebuyers, homeowners, Realtors, business owners, self-... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 7 PM
Wed
8 AM to 7 PM
Thu
8 AM to 7 PM
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Reviews from Web
Josh and his team made the home loan experience so easy! I’ve never worked with such an informative, responsive, and present team. Josh was able to give me a financial breakdown on multiple houses, give different options for how to best finance...
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Reply from Owner
August 6th, 2026 12:29 PM
Brandon, thanks for taking the time to leave this. That's exactly what we're going for, making it simple and actually helping clients understand their options. We're grateful for the opportunity to help you close, and we'd love to work with...
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Josh has helped several of our borrowers over the years and he’s one of the lenders we’re always comfortable sending clients to. He’s smart, straightforward and transparent, and if you actually want to understand the process, he’ll take the...
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Reply from Owner
August 6th, 2026 12:28 PM
Thanks Frank! Really appreciate you and your team sending clients our way throughout Tampa Bay and Florida, and we take that responsibility seriously. You hit on something that matters to us, transparency and actually taking the time to explain...
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I am incredibly grateful to Josh for his unwavering support throughout the entire process. He patiently answered my countless questions and ensured that I felt completely at ease. In fact, he even accommodated a short closing for me! Thank...
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Reply from Owner
July 30th, 2026 03:33 PM
Thank you so much, this really means a lot. I'm so glad we could get you to closing quickly and that you felt comfortable asking me anything along the way, that's exactly how it should be as your Tampa Bay mortgage advisor. Congrats again on...
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Working as the listing agent, Josh was wonderful to work with! His communication from beginning to end was excellent. He touched base before the accepted offer, provided updates throughout, and closing was a breeze! I would absolutely be happy...
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Reply from Owner
July 30th, 2026 03:34 PM
Really appreciate this, Melissa, thank you! Communication is everything in these deals, so it's great to hear that came through from the accepted offer all the way to a smooth closing. Always a pleasure working alongside great listing agents....
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I felt comfortable talking to Josh since the very first call. He offered several options to me. He guide me through the whole process and continues to guide me post closing. Definitely recommend Josh as a home loan advisor.
Reply from Owner
July 27th, 2026 05:02 PM
Thank you Rosana! Really glad you felt comfortable right from that first call. Walking clients through several options so they can choose with confidence is exactly how I approach every mortgage, and I always stay involved well past closing...
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Josh is a 10/10 loan officer who gives incredible service to each client he interacts with! His communication is clear and concise, his knowledge of the mortgage industry is robust and he is always available when his clients need him. I would...
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Josh was great to work with. I had a lot of anxiety about how the finances of buying our new house would work out. Josh patiently talked me through the process in a clear and helpful fashion. He put a lot of my concerns at ease and made the...
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Reply from Owner
July 7th, 2026 01:54 PM
Thank you so much for sharing this Jeff! Buying a home can bring up a lot of uncertainty, especially around the numbers, so knowing I was able to help make that part of the process feel clear and manageable means a great deal.Weekly check ins...
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Josh is the BEST person to work with if you are thinking about financing any type of real estate purchase! He’s incredibly knowledgeable and truly operates like an advisor, and NOT a sales person. He is able to break things down and explain...
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Reply from Owner
July 7th, 2026 12:31 PM
Thank you Alex! Making the financing process feel clear, approachable, and even exciting is something I always aim for, whether it's a first time purchase, an investment property, or a more complex real estate transaction.Consistent communication...
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I've had a great experience working with Josh and can't recommend him enough. He's incredibly knowledgeable, responsive, and always follows through. His communication is excellent, and he makes the entire process feel seamless. I always feel...
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Reply from Owner
July 6th, 2026 04:30 PM
Thank you so much for sharing this. Keeping communication clear and making the process feel seamless is exactly the standard I hold myself to as a mortgage broker here in Tampa Bay, so this means a lot to hear.Trust and following through are...
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I've worked with Josh Jampedro at Home Loan Advisors on multiple transactions, and he has been outstanding every time. He's incredibly knowledgeable, responsive, and always takes the time to explain the lending process to ensure everything...
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Reply from Owner
July 6th, 2026 04:31 PM
Thank you Cye! Repeat clients mean the world to me and are the best proof the process works.Whether it's a first time home purchase or an investment property, explaining the lending process clearly and staying available every step of the way...
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About
Josh Jampedro is a Tampa, FL based mortgage broker with Home Loan Advisors NMLS #1082889 serving homebuyers and homeowners across Tampa Bay and the surrounding areas. Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans. Josh provides personalized guidance from pre approval through closing. Known for responsive communication and creative problem solving, he's helped clients and agents throughout Tampa Bay achieve smooth closings.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
HELOC
First Time Home Buyer Loans
Jumbo Loans - Super Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- Home Loan Advisors - Branch Manager
- Mortgage Nerds, LLC - Federal Mortgage Loan Originator
Memberships
- Tampa Club
- AIME
- FAMP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- FL
- NC
- WI
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Awards
Achievements
- 1000+ Transactions Funded
- 10 Year Experience
Hobbies
- Golf
- Basketball
- Running
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Disclaimer
NMLS ID: 1082889; Go Rascal Inc, DBA Home Loan Advisors; Equal Housing Opportunity; Company NMLS ID 2072896. www.nmlsconsumeraccess.org/.