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Sammi Studebaker - Loan Officer | NMLS# 1353180 in Texarkana, TX

Sammi Studebaker

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Loan Officer | NMLS# 1353180

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    J
    Janie H
    Grandview, TX
    Posted on August 16th, 2024 01:11 PM
    Samantha goes above and beyond what other Lenders do. She communicated with the prior surveyor to get that survey updated and in a timely manner. Samantha closed this deal in 20 days!
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    James C P
    Odessa, TX
    Posted on August 6th, 2024 05:54 PM
    Sammi and the entire team at Highlands made this an unforgettable experience. The personal connection Sammi makes and you know you are in a judgement free zone is priceless. We were in a market that for sure doesn't like outside lenders and...
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    Manuel C
    Luling, TX
    Posted on July 17th, 2026 01:19 AM
    Sammi was phenomenal and honestly went above and beyond throughout the entire home buying process. Helped lock in a competitive rate, answered any and all questions I had and Her team did a Ton of work on the back-end that made the entire process...
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    Reply from Sammi Studebaker
    July 20th, 2026 03:37 PM
    Manuel, I'm grateful for your kind words and am pleased to hear that my knowledge and efforts made the home buying process smooth for you, especially with your VA loan. It was important to me to secure a competitive rate and ensure all your...
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    Lorrie C
    Luling, TX
    Posted on July 10th, 2026 03:08 PM
    I've had the pleasure of working with Sammi Studebaker for many years, and she has consistently been my trusted go-to lender. As a REALTOR®, having a lender who is knowledgeable, responsive, and truly cares about clients is invaluable, and...
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    Reply from Sammi Studebaker
    July 13th, 2026 03:09 PM
    Lorrie, I'm so pleased to hear how much you value our partnership and trust me with your clients. Your kind words about my approach and dedication truly mean a lot. I'm grateful for the opportunity to work alongside you and support your clients...
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    Timothy P
    Eddy, TX
    Posted on July 4th, 2026 05:31 PM
    Sammi answered all of our questions and even some we didn't think of. She made sure that we had the best deal available. She was always available for us.
    Reply from Sammi Studebaker
    July 7th, 2026 05:32 PM
    Timothy, I'm happy to know that I could answer all your questions and even anticipate some you hadn't considered. Ensuring you received the best deal and being available for your needs was important to me. Thank you for your kind words!
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    Ashlie H
    Bismarck, AR
    Posted on June 16th, 2026 05:23 PM
    Sammi was wonderfulbshe went above and beyond explaining every step of the process. she kept me up to date and informed especially in area i I had a lack of knowledge. She helped keep me calm and confident in buying our first home.
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    Reply from Sammi Studebaker
    June 19th, 2026 05:24 PM
    Ashlie, I'm glad to hear that I could help you feel calm and confident throughout the process of buying your first home. It was my pleasure to keep you informed and explain each step along the way. Thank you for your kind words!
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    Lorrie C
    Nixon, TX
    Posted on May 5th, 2026 02:10 PM
    Sammi is my go to lender and valuable member of my team!
    Reply from Sammi Studebaker
    May 8th, 2026 02:11 PM
    Lorrie, I'm grateful to be your go-to lender and a valued part of your team. Your trust means a lot to me, and I'm here to support you whenever you need assistance. Thank you for the kind words!
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    Tyler A S
    Nixon, TX
    Posted on May 1st, 2026 02:59 PM
    Great communication and determination
    Reply from Sammi Studebaker
    May 4th, 2026 02:59 PM
    Tyler, I'm pleased to know that you appreciated my communication and determination. It's important for me to ensure a smooth and effective process. If there's anything further I can assist you with, please don't hesitate to let me know.
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    Johnny R M
    Kerens, TX
    Posted on February 22nd, 2026 02:21 PM
    Sammi really went above and beyond for my husband and myself. She actually cared about saving us thousands of dollars in the long run. The entire mortgage loan process is mentally exhausting, frustrating, and at time maddening. She tried her...
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    Reply from Sammi Studebaker
    February 25th, 2026 02:22 PM
    Johnny, I'm really appreciative of your feedback. It's important to me to help you and your husband navigate the complexities of the mortgage process while looking out for your best financial interests. I understand how challenging it can be,...
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  • Encompass
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    Emily L
    Grandview, TX
    Posted on February 14th, 2026 02:29 PM
    Looked for our best option to save us money and what would be at our best option
    Reply from Sammi Studebaker
    February 17th, 2026 02:30 PM
    Emily, it's great to hear that my efforts to find the best options for you were appreciated. Saving you money and ensuring you have the best choices available is important to me. If there's anything more you'd like to explore or discuss, feel...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA, VA, USDA, Conventional loan, Non QM Mortgages, Dr Loans, Down Payment Assistance & More- contact me for a quick FREE consultation
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Certified Mortgage Advisor
      Jan 20th, 2020 - Current
    Memberships
    • NAMB
    • Next Level Loan Officer
    • VAREP
    • View All

    Year Started

    2000

    Time Zone

    Central Standard Time (CST)
    Licenses
    • Certified Veteran Lending Specialist
    • Certified Mortgage Advisor
    • Veteran Mortgage Advisor
    • View All
    Hobbies
    • I enjoy gardening, farming and spending time with family and friends outdoors in nature
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.