Bill Mitchell
Mortgage Banker | NMLS# 1720573
Having worked with hundreds of first-time home buyers, I understand that purchasing a home can feel overwhelming. My goal is to simplify the process, providing clear guidance and tailored financing solutions to help you achieve homeownershi... Show More
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Reviews from Web
Bill Mitchell and the team at Flat Branch are amazing! They were knowledgeable, flexible, attentive and quick in processing our mortgage! All our questions were answered promptly and thoroughly. Thank you
Reply from Bill Mitchell
August 27th, 2025 05:25 PM
Thank you, Saranel! I'm pleased to hear that you had such a positive experience with me and the team at Flat Branch Home Loans. It's fantastic that you found us knowledgeable and attentive throughout the mortgage process. I aim to make sure...
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I appreciate all the time, you gave to me. Anytime I had a question or concern Bill was always quick to respond and would take the time to explain everything.This was our 1st time buying a home and Bill made it as easy as possible.Thank you...
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Reply from Bill Mitchell
August 25th, 2025 12:33 PM
Thank you, Arthur! I'm really glad to hear that I could make your first home buying experience as straightforward as possible. I understand how important it is to have clear guidance, especially when navigating this significant journey for...
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Unfortunately by the time we started working with flatbranch we had already been through it with PNC! At times it was difficult to determin what was a normal necessity and what was being fixed from PNC lack of suppor. This made the over all...
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Reply from Bill Mitchell
August 13th, 2025 05:05 AM
Thank you for your review, Alison. It is completely understandable that you would be frustrated with the process when your initial lender wasn’t able to get your loan approved. Fortunately, not only were we able to get you approved, but we...
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Bill did an amazing job of explaining every step of the process. He helped keep the underwriters happy and helped get us processed in a very timely matter. Amazing job, Bill!
Reply from Bill Mitchell
August 19th, 2025 09:46 PM
Thank you so much for your feedback, Timothy! I'm glad I could clearly explain each step and ensure everything stayed on track with the underwriters. It’s great to know the process went smoothly and in good time for you. If you have any questions...
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Bill and his team were able to provide loan approval and a flawless closing within one week. Thank you!
Reply from Bill Mitchell
September 8th, 2025 02:35 PM
I appreciate the feedback, Cindy. Achieving swift loan approvals and a smooth closing process is always the goal, so I'm glad we could meet your needs effectively. If you have any more questions or require assistance in the future, feel free...
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This is a great lending team with amazing communication and proactive team members. They are all willing to go above and beyond to ensure a great transaction
Reply from Bill Mitchell
September 3rd, 2025 12:43 PM
I'm glad to know that you had such a positive experience with the lending team, Jennifer. Effective communication and a proactive approach are priorities for us, so it's reassuring to see that reflected in your feedback. Should you have any...
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Bill always went above and beyond to make the process as easy as possible and resolve all issues that came up. Definitely the best customer service I could ever ask for!
Reply from Bill Mitchell
August 6th, 2025 01:17 PM
I'm grateful for your kind words, Chad. It means a lot to me that you found the service exceeding your expectations. Making things easy and resolving any issues along the way is always my goal, so I'm pleased to hear it made a difference for...
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The fact that we had very little time to get things taken care of and how amazing Bill was on getting things pushed threw to get the loan and closing done in 2 weeks time to meet our deadline. And more importantly how helpful , friendly and...
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Reply from Bill Mitchell
August 4th, 2025 03:19 PM
I really appreciate your kind words, Amanda. It was a pleasure to assist you in getting your loan and closing completed in such a short timeframe. I'm glad that my approach was able to help keep things calm and that you felt supported throughout...
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Bill made the experience awsome. got back to me almost instantly everytime I had a question.
Reply from Bill Mitchell
August 3rd, 2025 03:12 PM
I'm glad to hear you had an awesome experience, Nolan. I strive to be as responsive as possible, so knowing that I was able to get back to you quickly is great. It's important to address any questions promptly, and I'm happy that my approach...
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Bill was very knoweldgable and never failed to take my many phone calls at any time and answer any questions I had. He was honest, and didn't rush me into anything.
Reply from Bill Mitchell
July 31st, 2025 07:50 PM
I'm glad to hear that you found my knowledge and availability helpful, Kelcey. It's really important to me to be honest and responsive throughout the process, especially when it comes to addressing any questions or concerns you might have....
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About
Having worked with hundreds of first-time home buyers, I understand that purchasing a home can feel overwhelming. My goal is to simplify the process, providing clear guidance and tailored financing solutions to help you achieve homeownership with confidence.
I take pride in thinking outside the box—finding creative and unconventional solutions to overcome challenges and secure the best possible loan options for my clients. Whether you’re navigating credit hurdles, exploring down payment assistance, or seeking a strategy that fits your unique financial situation, I’m here to help.
Let’s work together to turn your homeownership dreams into reality. Reach out today, and let’s find the right path for you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loans in Peoria County, IL
VA Loans in Tazewell County, IL
VA Loans in Woodford County, IL
VA Loans in Henry County, IL
VA Loans in Bureau County, IL
VA Loans in Knox County, IL
VA Loans in Rock Island County, IL
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1720573
Hobbies
- Disc Golf
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149