
Zhongjun (John) Ma
Loan Officer | NMLS # 245912

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi...... Show More
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This was a smooth and positive experience with my loan agent John Ma. Thanks to him and his team clear communication and dedication. I always felt supported.
John was a person with integrity, honesty and openness . He was very dependable and easy to work with. He was very knowledgeable about all kind of loan programs . With his experiences , he suggested a loan that was best fit to our requirements...
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Easy, fast, and trust worthy.
John(Zhongjun) has excellent mortgage knowledge and is very easy to communicate with. The entire process was straightforward. I strongly recommend him.
considerate for the customer
John is excellent. Highly knowledgeable and great communicator. I will continue to work with John and his team.
John responds so quickly. He is patient and knowledgeable, and I never have to worry when he’s handling my case. Highly recommended!
concise communication and quick turnaround
professional and they know what they need to do to make it great
I had a great experience thanks to my loan agent’s professionalism and excellent communication. They guided me clearly through every step, answered all my questions promptly, and made the entire loan process smooth and stress-free. I truly...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Mortgage
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 245912
Disclaimer
©2024 General Mortgage Capital Corporation (“GMCC”) is a mortgage lender. NMLS ID# 254895 (www.nmlsconsumeraccess.org). 1350 Bayshore Highway #740, Burlingame, CA 94010. 669-303-9888. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity.