Zack Philmon
Mortgage Banker
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Thanks for making the process a smooth and simple one!
Reply from Zack Philmon
July 30th, 2026 04:39 PM
I'm grateful to hear that you found the process smooth and simple, Meagan. Thank you for your kind words and for choosing to work with me at Atlantic Bay Mortgage Group!
Fantastic experience from start to finish. Easy to get a hold of (even after normal business hours). It was an absolute pleasure having Zack work our mortgage for us. We will definatley recommend to friends.
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Reply from Zack Philmon
July 30th, 2026 04:39 PM
Hi Paul, I'm glad to hear that you had a great experience and found it easy to reach me throughout the process. It was a pleasure working on your mortgage, and I truly appreciate your kind words and recommendation. Thank you!
Zack was awesome to work with! Helpful from start to finish
Reply from Zack Philmon
July 30th, 2026 04:39 PM
Mougheis, I'm grateful for your kind words! I'm pleased to hear that you found my support helpful throughout the process. If there's anything more I can assist you with, please feel free to reach out.
Zack is top of the line, I wouldnt every work with anyone other than him!
Zack is the man! He made the entire loan process incredibly smooth from start to finish. His communication was outstanding, he stayed on top of every detail, and he made sure we always knew what was happening.The biggest surprise was that we...
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Reply from Zack Philmon
July 30th, 2026 04:40 PM
John, I’m grateful for your kind words and thrilled to hear that the loan process went smoothly for you. It was a pleasure to assist you, and I'm so pleased we could achieve the Clear to Close in such a short timeframe. Thank you for trusting...
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Zack was great to work with, answered all our questions, explained things clearly both verbally and written documentation, his professionalism superseded our expectations. He was a pleasure to work with and I highly recommend him.
Reply from Zack Philmon
March 12th, 2026 02:35 PM
Abby, it's great to hear about your positive experience! I'm glad I could provide clarity and support throughout your refinancing process. Your recommendation means a lot to me, and I'm pleased to know that everything met your expectations....
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I recently had the pleasure of working with Zack Philmon on a transaction where I represented the buyer, and he did an outstanding job from start to finish. As a Realtor, communication and reliability are everything in a smooth closing, and...
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Reply from Zack Philmon
March 12th, 2026 02:36 PM
Thank you, Alex, for such a positive review. I really appreciate your kind words and am glad to hear that the process was smooth for you and your clients. Ensuring effective communication and meeting deadlines are priorities for me, and I'm...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
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Licenses
- NMLS# 904567
- Licensed in NC & SC
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.