
Vivian Ulloa
Loan Officer, Direct Lending Sales

With over 40 years of experience, Onity Mortgage, formerly PHH Mortgage, is dedicated to powering your homeownership goals with speed, expert guidance, and affordability. We offer a comprehensive suite of new home loans, refinance programs,...... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Fast responses and friendly people
Got prompt call back when I put in a request and questions were answered promptly
Reply from Onity Mortgage
May 28th, 2026 11:14 AM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
fast customer service
great people
Reply from Onity Mortgage
May 27th, 2026 03:21 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
Months ago I had been working with Shawn Bawa and he was great! Most recent I have been conversing with Vivian and she has been great as well. I had to put things on hold for now but will reach out to Vivian when ready to move forward
Reply from Onity Mortgage
May 26th, 2026 01:26 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
Andi and Vivian w wonderful to work with.
Reply from Onity Mortgage
May 26th, 2026 01:21 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
Vivian is incredible. It Is often hard to know who to trust. She made feel comfortable and well taken care of. I never want to lose her contact information!!! Thank you!
Reply from Onity Mortgage
May 26th, 2026 12:59 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
They are very helpful in helping and listening to me and explaining everything to me they did a great job 💯 💯
Reply from Onity Mortgage
May 26th, 2026 12:57 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
While we had to submit papers a couple of times over, the process was fast and efficient. The representative who came to the house was kind and professional. Overall it was a great experience.
Reply from Onity Mortgage
May 21st, 2026 01:35 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
Internal document handling issues. Asked for same documents multiple times.
Reply from Onity Mortgage
May 18th, 2026 12:57 PM
We appreciate your honest feedback. We take your experience seriously and are working on additional training to ensure all interactions are positive.
She made it knowledge and very understanding to my situation
Reply from Onity Mortgage
May 13th, 2026 11:23 PM
We appreciate your feedback. Keeping our customers happy and satisfied is our top priority and we thank you for being a valued customer.
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About
With over 40 years of experience, Onity Mortgage, formerly PHH Mortgage, is dedicated to powering your homeownership goals with speed, expert guidance, and affordability. We offer a comprehensive suite of new home loans, refinance programs, and home equity options designed to maximize savings.
Our digital application process is built for the modern borrower, combining an easy process with competitive rates and flexible options tailored to your unique goals. Whether you are searching for your dream home, looking for monthly savings, or need cash from equity, our team is "on it" at every step of your home loan journey. Talk to one of our experienced loan officers today to start a free, mortgage review.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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315
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2739983
Hobbies
- Travel/Outings
- Dancing
Disclaimer
© 2026 Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, 2000 Midlantic Drive Suite 410-A, Mount Laurel, NJ 08054. NMLS ID #2726