With more than 20 years of experience, Virginia Ramos from Citrus Lending Group is THE authority on mortgage lending. We see things that other industry professionals may overlook, allowing us to help thousands of homeowners purchase and refinance homes. We are passionate about finding creative financing solutions for our clients, no matter how complex. Our dedication to learning, along with our experience gives us an unparalleled insight to better understand the forces that could delay the process of purchasing or refinancing a home. We are a vital resource for homeowners and Realtors alike.