Victor Santos-Mortgage Broker
Mortgage Broker
ONPOINT MORTGAGE PRO - Irvine,CA
Victor Santos is a trusted Mortgage Broker at OnPoint Mortgage Pro in Irvine, California, serving homebuyers and homeowners throughout the Irvine area and greater Southern California. Victor Santos specializes in home purchase loans and mor...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I cannot recommend Onpoint Mortgage Pro enough! They recently helped one of my buyers secure the absolute best rate possible and even went above and beyond by covering all of the buyer's fees. This transaction threw several major hurdles our...
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Reply from Victor Santos-Mortgage Broker
June 29th, 2026 06:54 PM
Dee, I'm really pleased to hear that you and your buyer had a great experience with Onpoint Mortgage Pro. It's important to me to ensure a smooth process, especially when challenges arise. Thank you for your kind words and for trusting me with...
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I had a great experience refinancing my home and highly recommend working with Victor. The entire process was smooth, efficient, and completed much faster than I expected.They were communicative, transparent, and made sure I understood each...
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Reply from Owner
May 12th, 2026 10:14 PM
Thank you so much for the kind words! It was a pleasure helping you navigate the refinance process and securing that lower rate for you. My goal is always to make the transition as seamless as possible, but I’m even happier to hear that the...
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We had an excellent experience working with Victor Santos at OnPoint Mortgage in Irvine, California for our second mortgage loan. If you’re looking for someone who is knowledgeable, efficient, and highly responsive, Victor is the person to...
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Reply from Owner
April 10th, 2026 01:00 AM
Thank you for the glowing recommendation! I truly enjoyed working with you on your second mortgage. Navigating those HOA docs can be a hassle, so I’m happy I could help streamline that for you.
Very friendly and quick on communication. Understood my needs and worked diligently until they were achieved. Would highly recommend and plan to use OnPoint again in the future.
Reply from Owner
March 10th, 2026 09:53 PM
We genuinely appreciate the opportunity to serve and trusting us with mortgage needs. Your honest review means a lot!
This our second time refinancing our VA home loan with Victor! He's honest and very trustworthy and he made sure we were well informed before we make decisions. He is highly recommended to all my fellow Veterans!
Reply from Owner
March 7th, 2026 04:42 PM
We sincerely appreciate your trust in us for your mortgage refinance and your kind review! Thank you Mr. Chung!
Victor Santos did a fantastic job helping us get a 1.5% rate reduction. He was quick to respond to any question at all hours of the day and stood by us through every step of the process. I would highly recommend their services.
Reply from Owner
March 7th, 2026 04:46 PM
We appreciate the opportunity to assist you with your mortgage refinance and your kind review!
Excellent services! I had a great experience working with Victor. He was always available to answer any questions and kept me updated on all the steps of refinancing. He went above and beyond to make the process as smooth as possible. Definitely...
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Reply from Owner
May 12th, 2026 10:15 PM
Thank you so much for the kind words! It was a pleasure working with you on your refinancing. We know the process can feel like a lot of moving parts, so we're glad we could help make it a bit smoother for you. We're always here if you have...
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I had the pleasure of working with Victor Santos, and he truly exceeded expectations on a recent purchase transaction. Despite the Builder offering an $8k incentive with their own mortgage rates, Victor and Onpoint Mortgage Pro provided a competitive...
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Reply from Owner
May 12th, 2026 10:16 PM
Wow, thank you so much for the high praise! Receiving this review from a respected partner like you means a lot. Our goal is always to provide a competitive edge for our mutual clients, even against significant builder incentives, and ensure...
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I just refinanced my home and the process was smooth, fast, and stress-free. Victor was professional, responsive, and made everything incredibly easy. Highly recommend!
Reply from Owner
November 20th, 2025 09:30 PM
Thank you so much, Doneen! We truly appreciate your business and are thrilled we successfully completed your refinance.
Victor was truly a pleasure to work with. He demonstrated exceptional availability and expertly recommended the optimal solution for my refinance. His professionalism and depth of knowledge were greatly appreciated. Thank you!
Reply from Owner
November 12th, 2025 07:37 PM
Thank you for trusting us with your refinance and appreciate you taking the time to give us a review!
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About
Victor Santos is a trusted Mortgage Broker at OnPoint Mortgage Pro in Irvine, California, serving homebuyers and homeowners throughout the Irvine area and greater Southern California. Victor Santos specializes in home purchase loans and mortgage refinancing, guiding clients through every step of the lending process with dependability, accessibility, and a commitment to exceptional customer service. As a highly skilled mortgage professional, Victor Santos works to ensure each loan closes quickly and smoothly while keeping clients informed and supported. Victor Santos takes pride in helping individuals and families achieve their dream of home ownership. Contact Victor Santos at OnPoint Mortgage Pro in Irvine, California to begin the mortgage process today.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
FHA streamline refinance
VA streamline refinance
Low cost refinance
Non-QM
Self-Employed Borrowers
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Positions
- ONPOINT MORTGAGE PRO - Mortgage Broker
Memberships
- BBB
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #888844
- CA 60DBO140540
- 100048330
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Hobbies
- Mountain Biking
- Weight lifting
- Jiu Jitsu
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