Services Looking to purchase a home, refinance, or cash out? Look no further! Zion Mortgage offers a wide range of mortgage products with the benefit of no hidden fees. Zion Mortgage prides itself on its simple and hassle free process. Listed below are some of our most popular home loan services. Fixed Rate Lock-in your rate for the entirety of your loan. Enjoy the affordability and stability of a fixed rate loan. Nearly 90% of home owners choose a fixed rate mortgage. Adjustable Rate Adjustable rate mortgage (ARM) generally features a lower interest rate than a 30-year fixed rate mortgage. One of our most popular ARM forms is the 5/1. Refinancing Refinancing can be a good option for home owners/buyers who want to replace their existing loan with a shorter/longer term loan. In addition we can refinance to lock in a lower interest rate.