The Valerie Howard Insurance agency with Farmers is your one-stop shop for your insurance needs. Whether you're in the market for homeowners, auto, umbrella, commercial or life, our agency will ensure that you are properly protected, no matter what life may throw your way.Having been a longtime resident of California, I understand what local residents and businesses need to stay protected. My customers are my neighbors and friends, and I value the strong and lasting relationships we have built over the years. We understand that insurance is just one of the many assets that make up your portfolio. That's why we take a comprehensive approach when looking at your overall picture to provide you with a solution for your specific lifestyle. We want to make sure that you understand the importance of being covered, and how to better protect your future!