With over 20 years experience as a Mortgage Loan Originator, I am well rounded to any scenario. While I do refinances, my expertise revolves around working directly with borrowers and their Realtors on purchase transactions. Educating borrowers on the process, communicating with transparency and thoroughly clarifying questions is a foundation of my process that achieves a successful and timely closing, without surprises. I send my borrowers out shopping with a Loan Pre-Approval so they can go under contract with absolute confidence that we will perform on the transaction. For those borrowers that don't fit the cookie-cutter guidelines, I look to our investors to find the right solution for their scenario. For borrowers that don't qualify today, I put a game plan together so they have a path moving forward and can reach their goal of home ownership down the road. I work on your timeline and can close a purchase transaction as fast as 10 days if you need it!