

Trey Lugo at CrossCountry Mortgage
Loan Originator | NMLS #2039414

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri...... Show More
Location & Business Hours
Friday
8:30 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Trey was absolutely amazing from the start of the process through close. He was extremely responsive, explained everything very well, provided excellent guidance, and generally made the process extremely smooth and low stress. He was always...
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Reply from Trey Lugo
May 21st, 2026 05:12 PM
Thank you for your kind words, Jessica. I'm glad to hear that you found the process smooth and low-stress. It was a pleasure working with you, and your recommendation means a lot to me. If you ever have any further questions or need assistance...
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Accurate numbers from beginning to end and always available 24/7 365.
Reply from Trey Lugo
February 11th, 2026 08:17 PM
I'm grateful for your review, Jack. Ensuring accurate information and being available when needed are priorities for me. If you have any further questions or require assistance in the future, I'm here to help. Thank you for your trust and support!...
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Trey Lugo at CrossCountry Mortgage has received a review with 5 star rating from Jack B
Trey was very responsive, knowledgable and informative about all the steps along the way during this process.
11/10 would recommend.
Reply from Trey Lugo
February 2nd, 2026 02:58 PM
I appreciate your feedback, Jason. I'm pleased to hear you found my assistance helpful throughout the process. If you have any further questions or needs in the future, don't hesitate to get in touch. Thank you for your strong recommendation!...
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Trey, Thank you for keeping file updated on 1740 Airline Drive. You were great keeping everyone updated sregarding tatus of file. My clients were the Sellers. Dee - Buyer's Agent. Great service! Keep up the good work! Thank you!
Reply from Trey Lugo
February 2nd, 2026 02:10 PM
I really appreciate the feedback and am looking forward to working with you again.
Thank you Trey for all your help
Reply from Trey Lugo
December 8th, 2025 07:57 PM
I'm glad I could assist you, Jessica. It was a pleasure working with you, and I wish you all the best moving forward. If you have any more questions or need further assistance, feel free to reach out anytime.
Trey Lugo at CrossCountry Mortgage has received a review with 5 star rating from Jessica M
Thank you Tray for all your help, working with you was easy and great.
Working with Trey as my loan originator was a fantastic experience from start to finish. He made the entire process incredibly smooth and stress-free. Trey was always proactive, keeping me informed at every step, and he truly took the time...
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Thank you for treys team for helping me on purchasing my first home. It all went very smooth throughout the whole process and they were very helpful!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2039414 | Branch NMLS #2571734
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
453
/850
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Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 2039414
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095