Travis Kelley has 19+ years of experience in the mortgage industry, and this time showed him one major thing: there must be an easier way to get better rates for clients. Larger companies face high overhead and often fall victim to inefficient processes. For instance, a company with too many employees isn't always going to get the job done better or faster. Travis wanted to create a company that would give clients the best mortgage options possible by cutting out cumbersome processes and areas. As an independent mortgage broker, Kelley Financial Services delivers exceptional results and products that simply won't be found in retail settings. Kelley Financial Services stands out from the crowd by offering more efficient processes, a low cost business model, and the forging of partnerships with the nation's best wholesale lenders.