

Traci Ghilardi
Sr. Mortgage Advisor | NMLS-1570347

Hi, I’m a Sr. Mortgage Advisor from Sacramento, California, and I joined the PacRes team in November 2022.
My experience includes more than three decades of mortgage lending experience, and while I have a deep knowledge of all types of hom... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Traci Ghilardi was absolutely incredible to work with. The open and frequent communication was key to the smooth and successful transition. We felt completely confident throughout the whole process that everything was handled, and it was. I...
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Reply from Traci Ghilardi
August 7th, 2023 08:06 PM
Thank you so much for the kind words! It was a pleasure helping you & Trinity with your purchase. I'm so glad to hear that I was able to provide an excellent experience and that you felt confident throughout the process. It's what we strive...
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Traci was kind, patient and very communicative throughout this whole process. If we didn’t understand something she was always there to help. This was only our 2nd time buying a home so it was nice to know Traci was there for us. She helped...
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Reply from Traci Ghilardi
September 27th, 2023 03:14 AM
We love receiving such positive feedback! We are always here for any additional questions post closing.
I had a great experience with Traci. We navigated through all the ups and downs and was able to get the best loan for me and family. She was very informative and knowledgeable on the whole process of getting a home. She was patient and always...
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Reply from Traci Ghilardi
August 7th, 2023 08:07 PM
Gevinchie, thank you for taking the time to provide such a kind review. It was great working with you and your family, and I am so pleased to hear that you found the loan process to be successful. I am glad that I could help you and your family...
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As a first time home owner, the process seemed so daunting but Traci and her team made it easy! They were available to answer our questions and went above and beyond to serve us. I highly recommend Traci and will continue to work with her in...
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Traci was great about ALL the many details, friendly and readily explained the process. I felt comfortable with Traci!
Traci was available and super helpful throughout the process. She made the entire experience seamless. Will be happy to recommend folks to her in a heartbeat.
Traci was wonderful to work with. She was friendly, professional, and explained everything very well. We appreciate her going through many scenarios with us to find the right mortgage for our home purchase. We are so excited to move into our...
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Traci was very prompt and knowledgeable about the whole process! It made the first time home buyer experience so easy!
Traci was incredibly responsive and helpful from the moment we reached out to her, and her expertise and professionalism made the home buying process so much easier.
Traci was knowledgeable, professional, and attentive. We especially appreciated her communication skills and willingness to ensure we completely understood all of the different scenarios we were presented.
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About
Hi, I’m a Sr. Mortgage Advisor from Sacramento, California, and I joined the PacRes team in November 2022.
My experience includes more than three decades of mortgage lending experience, and while I have a deep knowledge of all types of home options, I’m particularly passionate about first-time homebuyer and reverse mortgage programs.
Market conditions can change quickly, which is why I put in the time and effort to stay on top of industry trends. More than anything else, I want build a personal relationship with you and use my knowledge to help you understand all of your options and help you take a confident next step in your homeownership journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, FHA, Reverse, Jumbo & Conventional Home Loans
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Disclaimer
Delta Lending Group, powered by Pacific Residential Mortgage, LLC NMLS-1477. Equal Housing Lender. Credit on approval. Terms subject to change without notice. Not a commitment to lend. https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1477; feedback@pacresmortgage.com.