• Tony Valdez, Lower Mortgage Profile Picture

    Tony Valdez, Lower Mortgage

    ClaimedPro

    Loan Officer | NMLS# 448616

    Encompass
    A
    Andrew J
    Palm Desert, CA
    Posted on October 9th, 2026 01:28 PM
    Tony and his team made the process of obtaining a HELOC easy, understandable and effortless.
    Reply from Tony Valdez, Lower Mortgage
    October 15th, 2026 04:11 PM
    I'm happy to know that you found the process of obtaining a HELOC with my team at Lower easy and understandable, Andy. Making things effortless for my clients is always a priority. Please know that we will always be available for any future...
    read more