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Tomiya Gaines - Loan Officer | NMLS# 433802 in Novato, CA

Tomiya Gaines

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Loan Officer | NMLS# 433802

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I am a Loan Officer in the mortgage and real estate industry. In mortgage management, I have been responsible for all areas including sales, production, hiring, training, motivation, marketing, compliance, licensing, PNL, growth strategies,... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Husani N W
    Modesto, CA
    Posted on August 25th, 2023 02:14 AM
    It's was smooth and professional
  • Encompass
    R
    Rosa G
    Stockton, CA
    Posted on October 26th, 2022 01:53 PM
    Tamara had delivered what she promised and communicated well. We closed earlier than the scheduled closing date.
  • Encompass
    A
    Andre L L
    Stockton, CA
    Posted on October 10th, 2022 04:52 AM
    The transparency from start to finish and the immaculate professionalism.
  • Encompass
    T
    Tomiya G
    Stockton, CA
    Posted on June 8th, 2022 05:36 PM
    Tomiya delivered exceptional Service that’s 2nd to None.
  • Encompass
    R
    Rebecca D W
    Stockton, CA
    Posted on May 23rd, 2022 02:43 AM
    She made our sell and buying a new home, a great experience. I would recommend her to anyone looking to buy or sell.
  • Encompass
    J
    Joseph O S
    Stockton, CA
    Posted on February 7th, 2022 05:39 PM
    Tomiya is the most available Loan Officer that I have ever worked with and she is very diligent about finding solutions when problems arise.
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    J
    James M F
    Stockton, CA
    Posted on February 6th, 2022 08:37 PM
    Fast and pleasant response to all questions.
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    L
    Loyda G
    Stockton, CA
    Posted on November 22nd, 2021 07:06 PM
    no comments
  • Encompass
    K
    Kevin B
    Stockton, CA
    Posted on October 16th, 2021 01:15 PM
    It took 26 days to figure out they needed to switch from Conventional loan to FHA which caused a 12 day delay in closing. The seller was very upset and inconvenienced .
  • Encompass
    K
    Kevin O L
    Stockton, CA
    Posted on September 20th, 2021 04:22 PM
    There's always room for improvement..
  • 10 of 20
    About
    I am a Loan Officer in the mortgage and real estate industry. In mortgage management, I have been responsible for all areas including sales, production, hiring, training, motivation, marketing, compliance, licensing, PNL, growth strategies, business development and strategic partnerships.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • California
    • NMLS# 433802
    Disclaimer
    This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, enough equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Premier Lending, Inc is an Equal Housing Lender NMLS# 238143.