

Tom Karmo
Principal | NMLS# 242392

Basis Lending offers technical analysis of current interest rate and property value trends to help existing and potential home owners make the most educated decisions possible regarding their home financing. As an Independent Mortgage Bank... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 8 PM
Tues
9 AM to 8 PM(Open now)
Wed
9 AM to 8 PM
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Reviews from Web
Great communication and could answer all questions with ease.
I have worked with Tom Karmo multiple times to geet the best expirence when purcchasing a new home and it seems there was a lot of broken promises and items that could of been cpatured early in the loan that pushed the closing and created issues...
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Tom took the time to explain everything about the process, every step of the way. I learned so much! He is very professional and personable, and helped this novice homebuyer feel more confident.
The transaction was very smooth .
Tom was always available answer all my questions and we were able to move very quickly. My closing was incredibly easy, thanks to him!
Tom was always available answer my questions and we were able to move very quickly. I appreciated his knowledge of the local market and valued his advice. My closing was incredibly easy, thanks to him!
Tom was responsive and walked me through all of my questions. I would recommend Basis Lendong
Tom helped us consolidate two loans and withdraw enough money to buy a new car all for the same monthly payments as before. He was Johnny-on-the-spot when market volatility was raising interest rates. After closing, he has monitored the market...
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Tom and Darcy you guys made this happen and I really appreciate it! I look like a disaster on paper at this moment in time and you made it work regardless. Next purchase 10 million as promised. XOJ
Tom was timely in securing the rate during a time of market turbulence. He was instructful in explaining the pros and cons of the mortgage. He was helpful and responsive throughout.
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About
Basis Lending offers technical analysis of current interest rate and property value trends to help existing and potential home owners make the most educated decisions possible regarding their home financing. As an Independent Mortgage Bank, we compare dozens of Investors to find the best possible terms for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
DSCR Loans
Home Equity Loan
Bank Statement Loans
Home Equity Line of Credit
Specialities
Mortgage Lending
Mortgage Planning
Real Estate Purchase and Sale
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Memberships
- Certified Mortgage Advisor
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 242392
- AZ Loan Originator# 0912704
- CO Mortgage Loan Originator #100506866
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Disclaimer
Equal Housing Lender. NMLS 242392.