Todd is a native Austinite. He received his undergraduate finance degree from the University of Texas and his MBA from Texas Tech. He began his mortgage banking career in 1992 with Lumbermen's Investment Corporation (LIC). Todd has been recognized multiple times by Mortgage Originator Magazine as a "Top 200 Originator" nationwide. He has also been named National Production Leader for Guaranty Residential Lending (successor to LIC and formerly known as Temple-Inland Mortgage). Todd is married to Stephanie and they have three children, daughter Claire and twin sons, Ben and Jack. He enjoys golf, tennis, UT sports, and spending time with his family.