Always Specializing in Happy, Smooth, and On-Time Closings! With 30+ years of serving the needs of Realtors, home buyers and existing home owners for refinancing - Toby Lynn, the Branch Manager for The Mortgage Firm's Punta Gorda location. She is referred to as the Mortgage Loan "Goddess" by her Realtors because they rely on her for Happy, Smooth and On Time mortgage Closings. As a Certified Mortgage Planning Specialist, Toby understands the changes and all aspects of the mortgage industry that matter most to Realtors and Borrowers. She specializes in residential mortgage loans including purchases, refinances, second homes and investment properties. Toby helps Realtors stay aware of the ever changing industry issues that directly affect them. Specialties: Mortgage Loans, Realtors, Residential Mortgage Lending; Purchase, Refinance, Investment, Reverse Mortgages, Construction Loans, and Second Homes. _________________________________________________________________________________________________________________________________ Company Information: The Mortgage Firm has been providing quality real estate financing since 1995. With a proven track record, we serve the lending needs of real estate professionals, builders and individual home buyers. Our qualified and licensed professionals offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, and new Construction. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to find the right loan with the best rate, terms and cost to meet your unique needs. But that's just the beginning. Throughout the lending process, our talented staff will provide regular updates and progress reports so you know exactly where you stand, in person or online. Now more than ever, experienced people and solid financial resources are two of the most important qualities to look for in a lender. The Mortgage Firm is a bonded, insured and licensed loan originator. We are committed to responsible lending and are well capitalized for the regulatory and industry changes to come. NMLS 189233