I am a seasoned professional in the mortgage and loan industry. Being licensed in Florida, Kentucky (KY), and Indiana indicates that he has a wide geographical reach and is knowledgeable about the regulations and requirements in these areas. My diverse range of loan products, including USDA, VA, FHA, HELOC, Bank Statement, HELOC, and Conventional Loans, suggests that he can offer various financing options to cater to different needs and preferences. A mortgage and loan professional for more than 22 years, I have additional training and certification in Real Estate and Mortgage Lending, giving me the knowledge and experience to help you, whether you're a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. I will sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. Contact Tim Clark 502-415-2007