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Timothy Gray - Loan Officer in San Diego, CA

Timothy Gray

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Loan Officer

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Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like heari...... Show More
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Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
Overall Ratings
4.98
(57)
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Reviews from Web
  • 5.0
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    Zeida K
    Posted on April 6th, 2026 07:05 PM
    amazing service, truly one of a kind! Super fast, easy and reliable Highly recommended
    Reply from Owner
    April 6th, 2026 10:21 PM
    Thank you so much for the wonderful review, Zeida! We’re thrilled to hear you found our service fast, easy, and reliable. Your recommendation means a lot to our team. We look forward to serving you again soon.
  • 5.0
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    Harry S
    Posted on March 29th, 2026 05:53 PM
    My loan was a little different than most, with some unusual complexities. Tim took the time to find the right solution and carefully guided us through the process to get the best results. I recommend Tim and his team to everyone I know.
    Reply from Owner
    March 29th, 2026 09:54 PM
    Thank you, Harry, for the fantastic review. We're glad Tim and the team could navigate your complex loan and guide you to the best solution. We appreciate your recommendation and trust in us. If you need anything in the future, we're here to...
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  • 5.0
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    Shavinder G
    Posted on March 25th, 2026 05:43 PM
    Timothy Gray has received a review with 5 star rating from Shavinder G
    Reply from Owner
    March 25th, 2026 10:03 PM
    Thank you, Shavinder Ghuman, for the wonderful 5-star review. It was our pleasure to help you with your home loan needs, and we want to thank you for choosing us.
  • 5.0
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    M
    Manjit K
    Posted on March 7th, 2026 12:21 AM
    The service was really good and thorough. The service was really good and thorough. I am completely satisfied with the service and had a good experience working with Timothy Gray. He explained the complicated process in an easy way. He has...
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    Reply from Owner
    March 7th, 2026 05:06 AM
    Thank you so much for your kind review, Manjit. We’re thrilled Timothy made the process clear and that you were satisfied with the thorough service. We’ll share your compliments with Timothy and the team. We appreciate your trust and look forward...
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  • 5.0
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    Tom C
    Posted on December 26th, 2025 04:37 AM
    Outstanding Service! I've relied on Tim for numerous mortgage/loan needs over the past decade. He performs thorough interviews at first get-together to well-understand clients needs prior to providing recommendations and options. He has provided...
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    Reply from Owner
    December 26th, 2025 09:40 AM
    Tom, thank you for the outstanding review and for trusting Tim with your mortgage needs over the past decade. We appreciate your referrals and are glad Tim’s thorough approach, competitive rates, and attentive follow-up have made the process...
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  • 5.0
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    Thomas C
    Inglewood, CA
    Posted on December 25th, 2025 12:00 AM
    Outstanding Service! I've relied on Tim for numerous mortgage/loan needs over the past decade. He performs thorough interviews at first get-together to well-understand clients needs prior to providing recommendations and options. He has provided...
    read more
  • 5.0
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    Camille P
    Posted on September 23rd, 2025 02:37 AM
    Industry Knowledge.Integrity. Followup. Absolutely Trustworthy. I am completely satisfied with my reverse mortgage experienced working with Timothy Gray. The complicated process was managable with Timothy leading the way, keeping me informed...
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    Reply from Owner
    September 23rd, 2025 06:07 AM
    Thank you for your wonderful feedback, Camille! We're thrilled to hear that Timothy was able to guide you through the reverse mortgage process with industry knowledge and integrity. Your trust means a lot to us, and we’re glad you felt informed...
    read more
  • 5.0
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    Alina B
    Posted on May 21st, 2025 11:56 PM
    Tim was very patient, encouraging, and knowledgeable about the whole process.
    Reply from Owner
    May 22nd, 2025 12:06 AM
    Thank you for your wonderful feedback, Alina. We're thrilled to hear that Tim provided you with such a positive experience. His patience, encouragement, and knowledge are truly assets to our team. We appreciate your support and look forward...
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  • 5.0
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    J
    Josh G
    Posted on May 8th, 2025 10:38 PM
    Tim was a pleasure to work with throughout the mortgage process. He's an expert in his field and wonderful to work with. My wife and I are so happy that we chose to work with him. I highly recommend his services to anyone considering buying...
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    Reply from Owner
    May 8th, 2025 10:54 PM
    Thank you for your kind words, Josh! Your efforts throughout the process helped immeasurably. Teamwork makes the dream work! We're always here to help.
  • 5.0
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    Claudia Z
    Posted on March 7th, 2025 06:53 PM
    Timothy was very supportive throughout our loan process. Always available to answer any questions. We had worked with Tim back in 2016 and when the opportunity to purchase another property for family members presented, we immediately thought...
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    Reply from Owner
    March 7th, 2025 08:32 PM
    I really appreciate your engagement throughout the process and your willingness to respond so quickly when needed. You really deserve much of the credit for how smooth the process went. I look forward to continuing to serve you and your family...
    read more
  • 10 of 57
    About
    Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like hearing that. If that sounds like the type of loan process you might prefer, drop me a line or shoot me an email and let's see what loan is best for you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    Jumbo
    VA
    Reverse
    Construction
    201
    /850
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    Positions
    • C2 Financial Corporation - Real Estate Broker Mortgage Loan Originator (MLO) Endorsement
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2009
    Licenses
    • 330730
    • 01473641
    Disclaimer
    This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. www.c2financialcorp.com Timothy Gray NMLS 330730 California License #01473641