
Timothy Gray
Loan Officer

Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like heari...... Show More
Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Reviews from Web
amazing service, truly one of a kind! Super fast, easy and reliable Highly recommended
Reply from Owner
April 6th, 2026 10:21 PM
Thank you so much for the wonderful review, Zeida! We’re thrilled to hear you found our service fast, easy, and reliable. Your recommendation means a lot to our team. We look forward to serving you again soon.
My loan was a little different than most, with some unusual complexities. Tim took the time to find the right solution and carefully guided us through the process to get the best results. I recommend Tim and his team to everyone I know.
Reply from Owner
March 29th, 2026 09:54 PM
Thank you, Harry, for the fantastic review. We're glad Tim and the team could navigate your complex loan and guide you to the best solution. We appreciate your recommendation and trust in us. If you need anything in the future, we're here to...
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Timothy Gray has received a review with 5 star rating from Shavinder G
Reply from Owner
March 25th, 2026 10:03 PM
Thank you, Shavinder Ghuman, for the wonderful 5-star review. It was our pleasure to help you with your home loan needs, and we want to thank you for choosing us.
The service was really good and thorough. The service was really good and thorough. I am completely satisfied with the service and had a good experience working with Timothy Gray. He explained the complicated process in an easy way. He has...
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Reply from Owner
March 7th, 2026 05:06 AM
Thank you so much for your kind review, Manjit. We’re thrilled Timothy made the process clear and that you were satisfied with the thorough service. We’ll share your compliments with Timothy and the team. We appreciate your trust and look forward...
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Outstanding Service! I've relied on Tim for numerous mortgage/loan needs over the past decade. He performs thorough interviews at first get-together to well-understand clients needs prior to providing recommendations and options. He has provided...
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Reply from Owner
December 26th, 2025 09:40 AM
Tom, thank you for the outstanding review and for trusting Tim with your mortgage needs over the past decade. We appreciate your referrals and are glad Tim’s thorough approach, competitive rates, and attentive follow-up have made the process...
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Outstanding Service! I've relied on Tim for numerous mortgage/loan needs over the past decade. He performs thorough interviews at first get-together to well-understand clients needs prior to providing recommendations and options. He has provided...
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Industry Knowledge.Integrity. Followup. Absolutely Trustworthy. I am completely satisfied with my reverse mortgage experienced working with Timothy Gray. The complicated process was managable with Timothy leading the way, keeping me informed...
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Reply from Owner
September 23rd, 2025 06:07 AM
Thank you for your wonderful feedback, Camille! We're thrilled to hear that Timothy was able to guide you through the reverse mortgage process with industry knowledge and integrity. Your trust means a lot to us, and we’re glad you felt informed...
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Tim was very patient, encouraging, and knowledgeable about the whole process.
Reply from Owner
May 22nd, 2025 12:06 AM
Thank you for your wonderful feedback, Alina. We're thrilled to hear that Tim provided you with such a positive experience. His patience, encouragement, and knowledge are truly assets to our team. We appreciate your support and look forward...
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Tim was a pleasure to work with throughout the mortgage process. He's an expert in his field and wonderful to work with. My wife and I are so happy that we chose to work with him. I highly recommend his services to anyone considering buying...
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Reply from Owner
May 8th, 2025 10:54 PM
Thank you for your kind words, Josh! Your efforts throughout the process helped immeasurably. Teamwork makes the dream work! We're always here to help.
Timothy was very supportive throughout our loan process. Always available to answer any questions. We had worked with Tim back in 2016 and when the opportunity to purchase another property for family members presented, we immediately thought...
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Reply from Owner
March 7th, 2025 08:32 PM
I really appreciate your engagement throughout the process and your willingness to respond so quickly when needed. You really deserve much of the credit for how smooth the process went. I look forward to continuing to serve you and your family...
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About
Clients tell me they are happy with the loans we arrange and refer their friends and family. They also say they feel more comfortable and confident about the process and understand the loan terms better after talking with me. I like hearing that. If that sounds like the type of loan process you might prefer, drop me a line or shoot me an email and let's see what loan is best for you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
Jumbo
VA
Reverse
Construction
Search Rank ScoreLearn More →
201
/850
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Positions
- C2 Financial Corporation - Real Estate Broker Mortgage Loan Originator (MLO) Endorsement
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Licenses
- 330730
- 01473641
Disclaimer
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. www.c2financialcorp.com Timothy Gray NMLS 330730 California License #01473641