

Tim McGarry
Mortgage Loan Originator

Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mort... Show More
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Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
TopLender makes the loan process so seamless! I have used him for years and only get positive feedback from all of my buyers. Whether it’s a first time home buyer or a buyer that needs some creative financing, Tim is top tier in getting it...
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Tim was on point. His team kept us informed. They were there to answer questions. The loan tracker was awesome to know where we stood in the process. Thank you very much
Tim stepped up for my family and I at peak 2020 madness. His experience with the Socal housing market and with local loan programs were a lifeline for us. I wasn't anticipating the stress that comes with buying a new home. Tim was able to keep...
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I had a hard time getting financing until a friend introduced me to Tim. I was told over and over again I needed 20% down, and then Tim introduced me to alternative home-buying programs. He made the process simple and easy. Thank you so much,...
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We first met him in San Diego, and he is hands-down the best with first-time home buyers. So when we decided to buy here in Fort Myers, Florida, he stepped up big time. He guided us through the entire process and got us approved to buy this...
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Reply from Tim McGarry
May 21st, 2026 06:49 PM
Thank you so much for the incredible review, Nicole! Helping first-time home buyers navigate the mortgage process whether they are looking in San Diego or Fort Myers, Florida is exactly what we love to do. It was an absolute pleasure getting...
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As first-time homebuyers, we had a lot of questions and honestly didn’t know what to expect during the loan process. Tim McGarry and his team made everything so much easier by guiding us through each step with patience, professionalism, and...
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Reply from Tim McGarry
May 21st, 2026 04:25 PM
Thank you so much for the incredible review, Jessica! It was an absolute pleasure working with you both on your journey as first-time homebuyers. Navigating the San Diego real estate market can feel overwhelming, so our team always strives...
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I recently worked with Tim on a mortgage and I was shocked at how simple and stress free he made the process.I actually didn't need the 20% down or the PMI. He made my dreams come true. I was thinking all along it was going to take another...
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Sometimes felt like as first time home buyers we didn't know what was going on. But it did work out
Tim McGarry has received a review with 5 star rating from Ginger L
Reply from Tim McGarry
November 12th, 2025 08:15 PM
Thanks for the kind review, Ginger.
Tim was prompt and personable. I felt like he took the time to understand where I was at financially and wanted to learn my goals for the future. He offered great advice and helped build my confidence on my home-buying journey.
Reply from Tim McGarry
July 28th, 2026 03:35 PM
I'm thrilled to hear that you found our interaction prompt and personable. It was important to me to understand your financial situation and future goals thoroughly. I'm glad I could offer advice that helped build your confidence in your home-buying...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#1248470
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org