Tim Rhey

With over 20 years of experience in mortgage lending and real estate investing, I’ve helped thousands of families nationwide navigate homeownership with clarity and confidence. My work is built on long-term relationships, not transactions. At True Rate Mortgage Group, we focus on clean execution, smart loan structure, and minimizing unnecessary costs so clients can make sound financial decisions that hold up over time. As of February 2025, 94% of my business comes from repeat clients and referrals, which I view as the most meaningful measure of trust. I place a high value on my real estate partnerships and stay accessible, proactive, and accountable to ensure smooth transactions and protect everyone’s reputation. I’m also the co-author of Mortgage Club (September 2025), a top-selling Amazon category book written to help consumers avoid costly mortgage mistakes. True Rate operates in partnership with Altamont Funding, providing the lending flexibility and compliance infrastructure needed to execute at a high level. Always open to connecting. Tim Rhey NMLS #883312 https://www.nmlsconsumeraccess.org/ https://www.altamontfunding.com/disclaimer/