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Thomas Ray
Branch Leader

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family. We are committed to providing you customer service that...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thomas responded to any questions or concerns I had almost immediately. He always made certain we were updated on anything that needed our attention. And besides him being efficient and outstanding at his job, he has a warm and friendly demeanor...
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Reply from Thomas Ray
December 19th, 2023 02:17 PM
Thank you for those kind words. I feel blessed to have met you both and South Carolina is lucky to be getting such good people. Please come visit once you get settled.
Thomas and team were knowledgeable and able to quickly respond to all of our questions. We felt like we were the only client; that's the level of personal attention we received. Amazing service! Will work with the team if needed in the future...
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Reply from Thomas Ray
December 8th, 2023 04:17 PM
Thank you for this review. I truly enjoyed working for you and Erik on this mortgage and look forward to working for you in the future. Clients like you guys make it much easier. I hope you love your new home and have many happy memories there....
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There is no lender in this market that is quite like Thomas Ray. He cares about this clients and the realtors he works with and is constantly working to find the best financial options for the client. He is professional, proactive and the hardest...
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Reply from Thomas Ray
December 28th, 2023 03:16 PM
Thank you Amy. I am grateful that I get to work with you as well. I value your outstanding work ethic, your professionalism, and your genuine desire to always do right by your clients.
Thomas Ray in the entire Movement Mortgage team were outstanding throughout the home loan process for my buyers. We had a unique situation involving coordination with another lender, and they work seamlessly behind the scenes to keep everything...
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Reply from Thomas Ray
June 2nd, 2026 03:52 PM
Thank you Christy, You are so awesome. We love working with you. Your professionalism, follow up, and hard work for your clients are invaluable to making the entire experience great for the new homeowners.
Thank you for your trust.
any and every question was answered! Always kept us informed and updated on everything
Reply from Thomas Ray
June 2nd, 2026 03:53 PM
Thank you for the nice review. It was our pleasure working for you and being part of your homebuying team.
Just the communication between all parties was great
Reply from Thomas Ray
June 2nd, 2026 03:54 PM
Thank you Donna, we were so glad to be part of your purchasing a new home. I hope it brings many blessings to you and your family.
Thank you so much for the communication and taking great care of my clients.
Reply from Thomas Ray
June 2nd, 2026 03:55 PM
Thank you, CeCe. Thank you for placing your trust in us. We do not take that lightly. It was a pleasure to work with you and we look forward to many more.
Yall were great. helpful and informative for every step of my way
Reply from Thomas Ray
May 26th, 2026 01:32 PM
Thank you, Gabriel. We thoroughly enjoyed working with you. It is rewarding to help good people like you purchase their new home. I hope you make many happy memories there.
Sincerely,
From the first phone call with Thomas to the last explaination, the conversation did not end until the last detail was explaned. Thomas took the time for every email, every call. I feel like my husband and I received class A service!
Reply from Thomas Ray
May 26th, 2026 01:35 PM
Thank you for such a great review. It is so great to get to help good people, especially a veteran that served our country. Geena and I wanted to give you our best, so I am thankful you felt you received class A service. I hope this home brings...
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My client shows Thomas for his recent real estate transaction. The process was extremely smooth from beginning to end and closed right on time. Thomas was a very efficient lender! Great communication!My client shows Thomas for his recent real...
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Reply from Thomas Ray
May 26th, 2026 01:36 PM
I'm grateful for your positive feedback, Kylie. It's appreciated to hear that the process was smooth and timely for your client. Effective communication is always a priority. We also enjoyed working with you as an agent. You were a pro.
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family. We are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Coaching
Conventional Mortgages
Residential Lending
VA Mortgages
FHA Mortgages
Down Payment Assistance
First Time Homebuyer Education
Mobile Home Financing
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Search Rank ScoreLearn More →
672
/850
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Positions
- Movement Mortgage - Branch leaderFeb 1st, 2023 - Current
Memberships
- Planet fitness
- USA Boxing
- Blue Jacket Club
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Addresses and Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS_ID# 171228
- SC-MLO-171228
Awards

Blue Jacket Award
Achievements
- Blue Jacket Recipient
Hobbies
- Finacial coaching
- fitness coaching
- Writing
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Disclaimer

Movement Mortgage, LLC supports Equal Housing Opportunity.
©2025 "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707,
877-314-1499.
Movement Mortgage's Legal and Licensing Information
Movement Mortgage's Privacy Policy
Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML- 39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY #MC85066, LA, ME # 39179, MD # 19094, MA Broker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790.Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.