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Tom Hammond at CrossCountry Mortgage - Senior Reverse Specialist | NMLS #453399 in Charlotte, NC

Tom Hammond at CrossCountry Mortgage

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Senior Reverse Specialist | NMLS #453399

4.92
(9)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.92
(9)
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  • 5.0
    write_review_unverified
    D
    Debra B
    Posted on April 7th, 2026 03:17 PM
    I completed the process of my Reverse Mortgage a couple of weeks ago. My experience working with CrossCountry Mortgage was very positive! Working with Tom Hammond my Loan Officer was exceptional. Very professional and patient the entire way!...
    read more
    Reply from Tom Hammond at CrossCountry Mortgag...
    April 8th, 2026 06:13 PM
    Thank you so much for taking the time to share your experience! I’m truly grateful for your kind words and am glad to hear that your Reverse Mortgage process went smoothly. It was a pleasure working with you, and I appreciate the opportunity...
    read more
  • 4.75
    TotalExpert
    J
    Jerry C
    Dallas, TX
    Posted on January 5th, 2026 12:32 AM
    My goals and obligations were met with courtesy and professionalism
  • 5.0
    google
    M
    Mark Z
    Posted on December 7th, 2025 02:50 PM
    Tom Hammond at CrossCountry Mortgage has received a review with 5 star rating from Mark Z
  • 5.0
    TotalExpert
    M
    Mark Z
    Austin, TX
    Posted on December 7th, 2025 02:50 PM
    Tom and Keith were both very helpful and polite in solving any and all problems. They also answered all questions that I had. I would recommend them to anyone that might need their services.
    Reply from Tom Hammond at CrossCountry Mortgag...
    December 10th, 2025 05:37 PM
    It was a pleasure helping you Mark purchase your new home. Wishing you many years of happiness in it! Best, Tom
  • 4.75
    TotalExpert
    A
    Alan J
    Charlotte, NC
    Posted on November 2nd, 2025 01:13 AM
    Big hassle with the water heater strapping. Money did not go into bank as it was supposed to to. Had to have a second appraisal for no reason. Needed two witnesses to proove my wife was my wife.
  • 5.0
    write_review_unverified
    A
    Anna N
    Richland Hills, Texas
    Posted on April 13th, 2024 12:19 AM
    Awesome experience and awesome representative Tom Hammond. He was supportive of me asking numerous questions and there were several hoops to jump through because of my property title but he got the job done and I could not ask for a better...
    read more
    Reply from Tom Hammond at CrossCountry Mortgag...
    September 6th, 2024 07:30 PM
    Thank you so much Anna. It was really great to get to know you and I appreciate the opportunity to help you. Sincerely, Tom
  • 5.0
    Persona migrate verified
    R
    RONALD K D
    Raleigh, NC
    Posted on November 15th, 2023 12:38 AM
    What made it great was the knowledge of everything explained to me in detail. Also, the process was fast and efficient.
    Reply from Tom Hammond at CrossCountry Mortgag...
    November 15th, 2023 05:10 PM
    Thank you. It was a pleasure working with you and your family.
  • 4.8
    Persona migrate verified
    S
    SUSAN B
    CHESTER, SC
    Posted on July 1st, 2023 05:13 PM
    Tom was very friendly & personable. He answered all my questions thoroughly and kept me up to date on the progress. I also appreciated him coming to my house twice because I don't like to drive far. Tom made the whole process very quick and...
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  • 5.0
    Persona migrate verified
    D
    Dori V
    Posted on June 2nd, 2023 09:51 PM
    I acquired my parent’s home after my mom’s passing in July 2021. I was advised that with my situation, I would be a perfect candidates for a reverse mortgage. I had some issues finding all the required documents and pay off info. Finally I...
    read more
  • 9 of 9
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #453399 | Branch NMLS #1035645
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    455
    /850
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 453399
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS