BE A HOMEOWNER! I am a 2020 Top Producer with MN Housing. I specialize in down payment assistance programs; for repeat & first-time homebuyers. SELF-EMPLOYED? I also specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague. I have established myself as an expert among my peers and other professionals within the lending industry. I am known for solving difficult and complicated loans with a multifaceted problem-solving approach.