Terri McCaffrey
President/Owner
O.J. MORTGAGE COMPANY INC. - Tarpon Springs,FL
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Reviews from Web
While in the process of buying my home in St. Petersburg I was referred to Terri and OJ mortgage by a lifelong friend of mine. I cannot overstate how professional, courteous, and proficient Terri was through her endeavors of getting me approved...
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Reply from Owner
August 10th, 2026 07:13 PM
Brett, thank you so much for your kind words! It was a pleasure working with you, and I’m so happy we were able to make the mortgage process smooth and stress-free. Congratulations on your new home in and thank you for trusting me and the OJ...
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Very nice and efficient. Seamless process, will recommend to anyone!
Reply from Owner
August 10th, 2026 07:13 PM
Thank you so much for the kind words! It was a pleasure working with you, and I truly appreciate your recommendation. Wishing you all the best in your new home!
Terri was very professional and did an outstanding job guiding us through this process 👍
Reply from Owner
July 20th, 2026 01:56 PM
Thank you so much for your kind words! It was a pleasure helping you with your financing. I truly appreciate your trust and the opportunity to work with you.
Wow! Working with Terri at OJ Mortgage was like working with a good freind. Despite obstacles, Terri made it happen! She is patient and a problem solver!
Reply from Owner
June 15th, 2026 10:26 PM
Thank you Michelle! It was a pleasure working with you. I am so happy for you. Congratulations on your new home!
Terri and Stan from O.J. Mortgage are the best Mortgage Brokers I’ve encountered. They are resourceful, knowledgeable, punctual, and can solve complex situations. I’ve worked with them twice and will do it again without hesitation. Terri is...
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Reply from Owner
March 16th, 2026 01:21 PM
Lena, you are too kind. It’s easy to do what we do when we get to work with amazing clients like you. Thank you for trusting us with your mortgage needs!
Terri, from OJ Mortgage, was fantastic! She is extremely thorough and her communication and knowledge were just amazing! We felt so comfortable with her on our big purchase of a brand new home. She had every single thing covered! We will be...
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Reply from Owner
January 26th, 2026 09:44 PM
Thank you for the kind words Donna! You and Frank were amazing to work with. Congratulations on your new home!
OJ Morrtage was incredible to work with and Terri McCaffrey made the whole process an absolute dream Thank you!
Reply from Owner
January 26th, 2026 09:45 PM
Thank you Frank! I wish you both nothing but happiness in your new home!
Fantastic company to deal with. They make the process as smooth and painless as possible. I have done 1 mortgage and 2 refinance with them and I will again someday.
Reply from Owner
October 20th, 2025 01:28 PM
Thanks Nate. It's always a pleasure working with you.
Excellent service and experience with getting my mortgage and refinancing using OJ Mortgage.
Reply from Owner
October 20th, 2025 01:29 PM
Thanks for the kind words David!
Terri McCaffrey has received a review with 5 star rating from Roseanne T
Reply from Owner
May 8th, 2025 06:23 PM
Thanks Roseanne! You are amazing to work with!
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Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Specialities
conventional
fha
usda
jumbo
va
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