Teresa resides in Middle Tennessee with her husband, Scott, and their two young sons. She enjoys farming, gardening, cooking over a fire, camping, two-stepping, and traveling abroad. She grew up in Marietta, GA and still enjoys watching Atlanta Braves baseball, visiting Stone Mountain, and navigating through Hartsfield Airport with ease. After a long career with extensive travel, she and her husband chose to put down roots and raise their family in a small farming community in beautiful middle Tennessee. She enjoys all the opportunities to enjoy live Country or Southern Gospel music that living south of Nashville provides. She is active in her community, church and mission trips to South America. FOCUS: Teresa has been a trusted mortgage advisor since 1998 and is consistently recognized for great customer service. She has experience training First Time Home Buyers and easing their apprehension about the purchase process. She is thoroughly experienced with Conventional, FHA, VA, USDA, THDA and Renovation loans. She presents the most up-to-date information regarding home financing choices and keeps the client informed of the loan process every step of the way. BACKGROUND: Teresa's chief role is to guide her clients seamlessly through the mortgage process, whether they are purchasing or refinancing their home. Her goal is to provide excellent customer service and a personalized, thoughtful experience for each client. With over 20 years of a proven track record of providing expert advice, Teresa continues to reinforce her great reputation by treating others as she would like to be treated. Thank you for visiting my online application site. I would love the opportunity to serve you and your family through this exciting time. Member FDIC | FirstBank Institution NMLS# 472433