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Tera Davis - Loan Officer

Tera Davis

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Corp NMLS #40831 | WA State License #535927 | OR License #535927 | Equal Housing Lender At Mortgage Express, service is our top priority. Since 1986, we've proudly met the needs of homebuyers here in the Pacific Northwest. I joined Mortga...... Show More
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Business Hours
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closed
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closed
Overall Ratings
4.93
(797)
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Reviews from Web
  • 5.0
    Encompass
    D
    Dennis R M
    COLLEGE PLACE, WA
    Posted on June 15th, 2026 11:41 PM
    Tera and team were always very professional in their communication, were patient with us when they didn't get exactly what they requested the first time on occasion and worked diligently throughout the process on our behalf to close on the...
    read more
  • 5.0
    Encompass
    B
    Brittany M
    MILTON FREEWATER, OR
    Posted on June 11th, 2026 01:25 PM
    This team worked so hard to get us the best loan and rate. When it got stressful they were there with ever answer to ever question. When the lenders took there time they were calling them every hour to two hours to check for progress. This...
    read more
  • 5.0
    google
    B
    Brittany M
    Posted on June 11th, 2026 12:00 AM
    This team worked so hard to get us the best loan and rate. When it got stressful they were there with ever answer to ever question. When the lenders took there time they were calling them every hour to two hours to check for progress. This...
    read more
  • 5.0
    Encompass
    S
    Salvador A M
    WALLA WALLA, WA
    Posted on June 10th, 2026 09:57 PM
    Tera and her team set a really high precedent for me. From our first phone call to every same-day response email, they exceeded my expectations and had me questioning why my friends always talk about this process being so arduous. They are...
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  • 5.0
    google
    S
    Salvador A
    Posted on June 10th, 2026 12:00 AM
    Tera and her team set a really high precedent for me. From our first phone call to every same-day response email, they exceeded my expectations and had me questioning why my friends always talk about this process being so arduous. They are...
    read more
  • 5.0
    Encompass
    A
    Amy L S
    JOSEPH, OR
    Posted on June 9th, 2026 05:38 PM
    Great communication, quick closing, friendly staff
  • 5.0
    Encompass
    C
    Charles E W
    WALLA WALLA, WA
    Posted on June 8th, 2026 10:55 PM
    Thank you
  • 5.0
    google
    C
    Charles W
    Posted on June 8th, 2026 12:00 AM
    Tera Davis has received a review with 5 star rating from Charles W
  • 5.0
    Encompass
    M
    Melissa T
    WALLA WALLA, WA
    Posted on June 5th, 2026 01:28 AM
    We had alot of moving parts in this transaction. The problem solving was always prompt and got us to a smooth closing.
  • 3.5
    Encompass
    G
    Gabriela M
    WALLA WALLA, WA
    Posted on June 4th, 2026 02:01 PM
    Communication was great, and everything was done in a timely manner.
  • 10 of 797
    About
    Corp NMLS #40831 | WA State License #535927 | OR License #535927 | Equal Housing Lender At Mortgage Express, service is our top priority. Since 1986, we've proudly met the needs of homebuyers here in the Pacific Northwest. I joined Mortgage Express because of its strong reputation for integrity, commitment to responsible lending, and comprehensive suite of mortgage solutions. Since coming on board, I've helped numerous individuals and families achieve their dream of homeownership. Whether you're buying a new home or refinancing an existing mortgage, I'll work with you to find a personalized solution--offering competitive rates and a streamlined, hassle-free experience. No middleman. No surprises. As a direct lender, Mortgage Express manages the entire loan process in-house. From processing and underwriting to closing and funding, everything is handled locally by our branch and regional offices. This allows us to close loans quickly and efficiently. I personally oversee your loan from start to finish and stay informed every step of the way. I prioritize clear, consistent communication and am committed to providing accurate, timely, and honest mortgage advice throughout the process. Put us to the test--let me show you just how simple and straightforward securing a mortgage can be.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    487
    /850
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    Licenses
    • nmls # 535927
    • mlo-2080535927
    • lo-2012619
    Disclaimer
    NMLS COMPANY ID: 40831 | EQUAL HOUSING LENDER Not a commitment to lock or lend. Terms and conditions apply. Not all applicants will qualify. Licensed in OR/WA/CA/AZ/ID with licensing in California by the Department of Financial Protection and Innovation (DFPI) under the Residential Mortgage Act. Questions and concerns may be directed to our Corporate Office or customerservice@mtgxps.com. Visit www.nmlsconsumeraccess.org for more information.