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Tera Davis - Loan Officer

Tera Davis

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Corp NMLS #40831 | WA State License #535927 | OR License #535927 | Equal Housing Lender At Mortgage Express, service is our top priority. Since 1986, we've proudly met the needs of homebuyers here in the Pacific Northwest. I joined Mortga...... Show More
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Location & Business Hours
Friday
closed
Saturday
closed
Sunday
closed
Overall Ratings
4.93
(784)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jennifer K
    WALLA WALLA, WA
    Posted on May 24th, 2026 03:36 PM
    Tera and Heather are fantastic to work with. They are professional, responsive, and an absolute pleasure to work with.
  • 4.75
    Encompass
    J
    Jeffery S L
    COLLEGE PLACE, WA
    Posted on May 24th, 2026 03:02 PM
    Made it easy
  • 5.0
    Encompass
    M
    Misti L B
    COLLEGE PLACE, WA
    Posted on May 21st, 2026 02:15 PM
    The staff were very helpful finding us the best plan for our needs, fast, efficient & patient with all our questions. I would use them again and recommend to my friends and family.
  • 5.0
    Encompass
    K
    Ken B
    WALLA WALLA, WA
    Posted on May 20th, 2026 02:55 PM
    prompt response to all inquires.
  • 5.0
    Encompass
    S
    Stephanie V
    TUCSON, AZ
    Posted on May 20th, 2026 01:57 PM
    Smooth on time closing Thank you
  • 5.0
    Encompass
    J
    Jayne D
    COLLEGE PLACE, WA
    Posted on May 20th, 2026 01:06 PM
    Good commumication.
  • 5.0
    Encompass
    R
    Rebecca T
    PRESCOTT, WA
    Posted on May 20th, 2026 03:14 AM
    It was a pleasure working with Mortgage Express.. they made it simple. Answered all my questions. Asked how I wanted to be contacted. I didn't have someone calling, texting, asking for more eveytime turned around during my busy days. ..unlike...
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  • 5.0
    google
    K
    Kenneth B
    Posted on May 20th, 2026 12:00 AM
    Very prompt and professional. Also very pleasant to work with.
  • 5.0
    google
    S
    Steven P
    Posted on May 20th, 2026 12:00 AM
    Staying in constant communication with every change and update was very valuable to me.I am sure every situation is similar but the details are different and I know mine took quite a bit of work to complete.Beginning to end I felt like I knew...
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  • 5.0
    Encompass
    C
    Catalina G
    COLLEGE PLACE, WA
    Posted on May 19th, 2026 05:02 PM
    Extremely helpful and fast service
  • 10 of 784
    About
    Corp NMLS #40831 | WA State License #535927 | OR License #535927 | Equal Housing Lender At Mortgage Express, service is our top priority. Since 1986, we've proudly met the needs of homebuyers here in the Pacific Northwest. I joined Mortgage Express because of its strong reputation for integrity, commitment to responsible lending, and comprehensive suite of mortgage solutions. Since coming on board, I've helped numerous individuals and families achieve their dream of homeownership. Whether you're buying a new home or refinancing an existing mortgage, I'll work with you to find a personalized solution--offering competitive rates and a streamlined, hassle-free experience. No middleman. No surprises. As a direct lender, Mortgage Express manages the entire loan process in-house. From processing and underwriting to closing and funding, everything is handled locally by our branch and regional offices. This allows us to close loans quickly and efficiently. I personally oversee your loan from start to finish and stay informed every step of the way. I prioritize clear, consistent communication and am committed to providing accurate, timely, and honest mortgage advice throughout the process. Put us to the test--let me show you just how simple and straightforward securing a mortgage can be.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    488
    /850
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    Licenses
    • nmls # 535927
    • mlo-2080535927
    • lo-2012619
    Disclaimer
    NMLS COMPANY ID: 40831 | EQUAL HOUSING LENDER Not a commitment to lock or lend. Terms and conditions apply. Not all applicants will qualify. Licensed in OR/WA/CA/AZ/ID with licensing in California by the Department of Financial Protection and Innovation (DFPI) under the Residential Mortgage Act. Questions and concerns may be directed to our Corporate Office or customerservice@mtgxps.com. Visit www.nmlsconsumeraccess.org for more information.