Steven Ricciardi - Northpointe Bank
Senior Loan Officer | NMLS# 48622
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value an...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
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Reviews from Web
Steve walked me through the process every step of the way. He explained documents to me thoroughly and made sure I was prepared to close. Very professional and made me feel like Northpointe was the right choice.
Reply from Steven Ricciardi - Northpointe Bank
May 21st, 2026 05:09 PM
Gianno, I'm glad to hear that you felt well-supported throughout the process. It's important to me that you felt prepared and confident with the loan process. If you have any questions in the future, don't hesitate to reach out. Talk soon!
Steven was incredible to work with! He was very knowledgable and was always available to help with any questions . I would highly recommend steven and definately will use him again!
Reply from Steven Ricciardi - Northpointe Bank
March 9th, 2026 01:39 PM
I appreciate your kind words, Daniella. It was a pleasure to work with you and Joel through the process. I look forward to working with you again soon.
Steve rocks!
Reply from Steven Ricciardi - Northpointe Bank
March 1st, 2026 04:09 PM
I appreciate your feedback, Jason. If you ever need assistance or have further questions, please feel free to get in touch with me.
Steven was very friendly and answered all of our questions.
Reply from Steven Ricciardi
February 26th, 2026 03:45 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
Steven was very helpful and kept me informed in all matters He was very pleasant to work with kept checking in He did not leave me wondering always in touch and touchable
Reply from Steven Ricciardi - Northpointe Bank
February 17th, 2026 05:25 PM
I'm grateful for your feedback, Jeanne. It's important to me that you felt informed and supported throughout the refinancing process. If you ever have more questions or need further assistance, please don't hesitate to reach out.
Steve was very personable, responsive, and really took the time to explain every step of the process with us.
Reply from Steven Ricciardi
January 21st, 2026 05:17 PM
I really appreciate the feedback and am looking forward to working with you again.
Steve was very informative from the begging of out process , he spoke clear and direct regarding our options.
Reply from Steven Ricciardi - Northpointe Bank
January 14th, 2026 05:37 PM
Daysi, I'm glad to hear that the information I provided was clear and helpful from the start of your process. If you have any more questions or need further guidance, please don’t hesitate to get in touch.
Steve was knowledgeable, available and got the job done in a timely fashion.
Reply from Steven Ricciardi - Northpointe Bank
December 15th, 2025 11:22 PM
It was a pleasure working with you and Bengt. If you need anything else in the future or have more questions, don't hesitate to get in touch.
Thank you,
Steve
Steve is helpful, proactive, timely and trustworthy. He is excellent to work with and his response time initially upon making the offer allowed my offer to be approved against another offer.
Reply from Steven Ricciardi - Northpointe Bank
December 10th, 2025 03:05 PM
Elaine,I'm glad to hear that the quick response time made a difference in your offer being accepted. It was great working with you and ensuring everything went smoothly. If you ever need assistance in the future, please feel free to reach out....
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Steve was transparent and responsive. My wife and I felt well prepared for the close and the steps along the way. Purchasing a house can be complicated, especially when it has a complicated history, but we felt comfortable with Steve on our...
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Reply from Steven Ricciardi
November 17th, 2025 01:27 PM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
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About
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value and innovation to the people we serve. For each of the past nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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476
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Memberships
- Homes for Heroes Member
- NMLS
- Housing assistance of Cape Cod (yearly donor)
Addresses and Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 48622
Gallery
Hobbies
- Basketball, ping pong, running and walking with my dog. Going to the beach!
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender