Steven Ricciardi - Northpointe Bank
Senior Loan Officer | NMLS# 48622
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value an...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
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Reviews from Web
Steven took me through the process at a time when I was particularly worried about my finances due to the current economy. He was professional, patient and - just as importantly - positive. I always felt that I could call him with questions....
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Reply from Steven Ricciardi - Northpointe Bank
June 29th, 2026 02:50 PM
Beth, I truly appreciate your kind feedback. I'm glad to hear that I could provide a positive and stress-free experience during such a challenging time. If you have any more questions or need assistance in the future, feel free to reach out...
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I knew exactly what to expect
Reply from Steven Ricciardi
June 18th, 2026 12:08 PM
Thank you, Annunzia! Talk soon, Steve
We were constantly informed and kept up to date
Reply from Steven Ricciardi - Northpointe Bank
June 18th, 2026 12:07 PM
Mark, thank you for trusting m and Northpointe Bank with your mortgage refinance. If you have any further questions or need assistance, please don't hesitate to reach out. Talk soon, Steve
I have worked with Steve several time he makes it easy he understanda my income issues and he's a great help and works fast
Reply from Steven Ricciardi - Northpointe Bank
June 16th, 2026 02:37 PM
Maryann, I'm glad to hear that I've been able to assist you effectively. I appreciate your kind words and look forward to working with you again in the future.
Steve walked me through the process every step of the way. He explained documents to me thoroughly and made sure I was prepared to close. Very professional and made me feel like Northpointe was the right choice.
Reply from Steven Ricciardi - Northpointe Bank
May 21st, 2026 05:09 PM
Gianno, I'm glad to hear that you felt well-supported throughout the process. It's important to me that you felt prepared and confident with the loan process. If you have any questions in the future, don't hesitate to reach out. Talk soon!
Steven was incredible to work with! He was very knowledgable and was always available to help with any questions . I would highly recommend steven and definately will use him again!
Reply from Steven Ricciardi - Northpointe Bank
March 9th, 2026 01:39 PM
I appreciate your kind words, Daniella. It was a pleasure to work with you and Joel through the process. I look forward to working with you again soon.
Steve rocks!
Reply from Steven Ricciardi - Northpointe Bank
March 1st, 2026 04:09 PM
I appreciate your feedback, Jason. If you ever need assistance or have further questions, please feel free to get in touch with me.
Steven was very friendly and answered all of our questions.
Reply from Steven Ricciardi
February 26th, 2026 03:45 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
Steven was very helpful and kept me informed in all matters He was very pleasant to work with kept checking in He did not leave me wondering always in touch and touchable
Reply from Steven Ricciardi - Northpointe Bank
February 17th, 2026 05:25 PM
I'm grateful for your feedback, Jeanne. It's important to me that you felt informed and supported throughout the refinancing process. If you ever have more questions or need further assistance, please don't hesitate to reach out.
Steve was very personable, responsive, and really took the time to explain every step of the process with us.
Reply from Steven Ricciardi
January 21st, 2026 05:17 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value and innovation to the people we serve. For each of the past nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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483
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Memberships
- Homes for Heroes Member
- NMLS
- Housing assistance of Cape Cod (yearly donor)
Addresses and Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 48622
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Hobbies
- Basketball, ping pong, running and walking with my dog. Going to the beach!
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender