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Steven Esses - NMLS # 858678 - Loan Officer | NMLS # 858678 in Brooklyn, NY

Steven Esses - NMLS # 858678

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Loan Officer | NMLS # 858678

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Steven Esses, Senior Loan Officer at FM Home Loans, LLC, understands no two borrowers are alike. With 10+ years of experience in the mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Ste... Show More
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Reviews from Web
  • Encompass
    A
    Albert M
    Brooklyn, NY
    Posted on August 9th, 2026 03:46 PM
    Fast action on our mortgage request
  • Encompass
    S
    Stephen S
    Interlaken, NJ
    Posted on July 7th, 2026 03:43 PM
    Steven was very fast to get back to me on everything needed and made the process that much easier
  • Encompass
    T
    Takehiro O
    New York, NY
    Posted on June 14th, 2026 11:58 PM
    Thank you so much for your support!!!
  • Encompass
    I
    Isaac A
    West Long Branch, NJ
    Posted on February 26th, 2026 04:41 PM
    Steven was an absolute joy to work with. Knowledgeable, helpful, and as honest as can be. Will recommend to anyone and everyone! Best loan officer I've ever worked with.
  • Encompass
    E
    Ely E
    Long Branch, NJ
    Posted on January 26th, 2026 05:21 PM
    Steven was great from the very beginning he was so helpful and thorough. I couldn't have asked for anyone better :-) Thank you
  • Encompass
    M
    Michael A
    Ocean, NJ
    Posted on December 22nd, 2025 02:25 PM
    It was truly a pleasure working with Steven. He brings a great attitude, strong work ethic, and a level of professionalism that makes collaboration easy and enjoyable. Steven is reliable, thoughtful, and always willing to go the extra mile...
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  • Encompass
    Y
    Yosef H
    Brooklyn, NY
    Posted on December 19th, 2025 01:30 PM
    Very professional
  • Encompass
    A
    Ana D R
    Jackson Heights, NY
    Posted on November 16th, 2025 08:00 PM
    Steven and Rosanna were knowledgeable and helpful throughout the arduous mortgage application process, I appreciate their support and advice. Would highly recommend to family and friends.
  • Encompass
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    Marisol B
    Brooklyn, NY
    Posted on October 1st, 2025 12:19 AM
    Communication efforts
  • Encompass
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    Yosef C P
    Newark, NJ
    Posted on June 12th, 2025 10:52 AM
    Steven is great and professional
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    About
    Steven Esses, Senior Loan Officer at FM Home Loans, LLC, understands no two borrowers are alike. With 10+ years of experience in the mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven mastered the art of transforming a challenging deal into a smooth transaction. Whether you are a first-time homebuyer, a seasoned investor, or anyone in between, Steven will help you find the best loan product to fit your financing needs.
    Products & Services
    Mortgage Loan Officer
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    Positions
    • FM Home Loans - Loan Officer
      Jul 1st, 2015 - Current

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 858678
    • NY-NJ-FL
    Disclaimer

    FM Home Loans, LLC – Licensed Mortgage Banker - NY, NJ, FL, and PA Banking Departments

    Licensed Mortgage Banker - NYS Department of Financial Services. NMLS # 2212. All loans subjected to approved credit and income requirements. The stated rate may change or not be available at the time of loan commitment or lock-in.