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Get found as the Top Mortgage Loan Officer in Bethesda, MD

Steven Calem - Mortgage Loan Officer in Bethesda, MD

Steven Calem

Mortgage Loan Officer

5.0
(27)
I help people attain their long term dream of home ownership as I believe home ownership changes lives from generation to generation. I have helped over 1800 families over 29 years and have developed a "process" which identifies the "lowest...... Show More
Overall Ratings
5.0
(27)
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Reviews from Web
  • 5.0
    Zillow
    Z
    Zuser20200927070745103
    New York, NY
    Posted on July 29th, 2025 12:00 AM
    Steve was incredible. He was with us every step of the way with very useful guidance and was able to thoroughly answer every question we had. He went out of his way to make sure we always knew exactly what was going on in the process and what...
    read more
  • 5.0
    Zillow
    P
    Pcenatiempo8
    Atlantic Highlands, NJ
    Posted on April 18th, 2025 12:00 AM
    Steve and his team were highly professional and extremely efficient and flexible in securing me a great refi rate and doing so lightning fast! It was a great pleasure working with him, Kim and Daniel from the M&T team. Thanks for a great experience....
    read more
  • 5.0
    Zillow
    N
    Nicoleywh
    Silver Spring, MD
    Posted on March 23rd, 2025 12:00 AM
    Steve was super helpful, informative and responsive, and was able to work with our unique situation and help us put in a super quick offer. We not only got help getting the home we truly wanted, but learned a lot about how this process works...
    read more
  • 5.0
    Zillow
    A
    Alexanderlaios
    Bethesda, MD
    Posted on September 4th, 2024 12:00 AM
    We just closed our 2nd loan with Steve and I would highly recommend him. Beyond the fact that his rates were competitive, the service level Steve and his team provided were top notch.
  • 5.0
    Zillow
    M
    Mltlms
    Bethesda, MD
    Posted on June 24th, 2024 12:00 AM
    We cannot recommend Steve and his team enough -- we rarely post on social media, but felt we should try to get the word out about Steve and his team to anyone interested in a loan/mortgage. At the beginning, we interviewed and looked at fees/costs...
    read more
  • 5.0
    Zillow
    S
    Stephanielynnesmith25
    Washington, DC
    Posted on April 18th, 2024 12:00 AM
    Steve and his team at US Bank are a major reason that my husband and I are new homeowners. In the incredibly competitive DC housing market a mortgage provider that can act quickly, work efficiently and close FAST is paramount. Our real estate...
    read more
  • 5.0
    Zillow
    A
    Arielwolf1
    Potomac, MD
    Posted on March 27th, 2024 12:00 AM
    Steven was a tremendous asset as we navigated a complex transaction. He was responsive and helpful immediately (our first call was on a weekend!) and he guided us through the process the entire time. He provided helpful custom videos to explain...
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  • 5.0
    Zillow
    Z
    Zuser20220124122812159
    Washington, DC
    Posted on December 26th, 2023 12:00 AM
    We couldn’t get our dream home without Steve and his team! Steve prepared us with all the knowledge and perspectives needed for first time homebuyers and found us the best plan to get our home while remaining financially comfortable. Working...
    read more
  • 5.0
    Zillow
    H
    Hope B
    Bethesda, MD
    Posted on November 15th, 2023 12:00 AM
    Steve managed to get us our approval letter quickly but, more importantly, pushed our mortgage paperwork through so quickly that we closed 12 days after our offer was accepted. The quick close was critical to the seller and to us being able...
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  • 5.0
    Zillow
    C
    Cherilynn1226
    Bethesda, MD
    Posted on November 2nd, 2023 12:00 AM
    We were so happy and fortunate to work with Steven. We worked with Steven for a period of time before closing on our Bethesda home purchase over the 2023 Labor Day Weekend. He is seasoned, knowledgeable, up to date on the market and all loan...
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  • 10 of 27
    About
    I help people attain their long term dream of home ownership as I believe home ownership changes lives from generation to generation. I have helped over 1800 families over 29 years and have developed a "process" which identifies the "lowest cost" to buy or own. We Educate, Empower, and Guide clients to choose their best financing to save money, feel secure, and build wealth! I continue to manage my client's mortgage after closing helping them eliminate debt and build wealth through real estate. Over $1B in funding with 99% career approval ratio and 95% career customer satisfaction scores. Certified Builder Loan Specialist, MBA, Debt Manager. Solution and referral oriented.
    58
    /850
    Search Rank Score
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    Positions
    • Mortgage Loan Officer
    • Mortgage Loan Officer
    Licenses
    • NMLS # 532340
    FAQs
    Here are some Frequently Asked Questions about Steven Calem
    What organization is Steven Calem associated with?
    Steven Calem is associated with M&T Bank.
    Where is Steven Calem based out of?
    Steven Calem’s primary location is Bethesda, MD.
    What is Steven Calem's phone number?
    Steven Calem's phone number is (301) 996-9799
    What is Steven Calem's title??
    Steven Calem is a Mortgage Loan Officer.
    What is the position of Steven Calem in M&T Bank?
    Steven Calem is the Mortgage Loan Officer at M&T Bank.