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Steven Calem
Mortgage Loan Officer
M&T Bank - Manassas,VA
I help people attain their long term dream of home ownership as I believe home ownership changes lives from generation to generation. I have helped over 1800 families over 29 years and have developed a "process" which identifies the "lowest...... Show More
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Steve was incredible. He was with us every step of the way with very useful guidance and was able to thoroughly answer every question we had. He went out of his way to make sure we always knew exactly what was going on in the process and what...
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Steve and his team were highly professional and extremely efficient and flexible in securing me a great refi rate and doing so lightning fast! It was a great pleasure working with him, Kim and Daniel from the M&T team. Thanks for a great experience....
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Steve was super helpful, informative and responsive, and was able to work with our unique situation and help us put in a super quick offer. We not only got help getting the home we truly wanted, but learned a lot about how this process works...
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We just closed our 2nd loan with Steve and I would highly recommend him. Beyond the fact that his rates were competitive, the service level Steve and his team provided were top notch.
We cannot recommend Steve and his team enough -- we rarely post on social media, but felt we should try to get the word out about Steve and his team to anyone interested in a loan/mortgage. At the beginning, we interviewed and looked at fees/costs...
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Steve and his team at US Bank are a major reason that my husband and I are new homeowners. In the incredibly competitive DC housing market a mortgage provider that can act quickly, work efficiently and close FAST is paramount. Our real estate...
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Steven was a tremendous asset as we navigated a complex transaction. He was responsive and helpful immediately (our first call was on a weekend!) and he guided us through the process the entire time. He provided helpful custom videos to explain...
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We couldn’t get our dream home without Steve and his team! Steve prepared us with all the knowledge and perspectives needed for first time homebuyers and found us the best plan to get our home while remaining financially comfortable. Working...
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Steve managed to get us our approval letter quickly but, more importantly, pushed our mortgage paperwork through so quickly that we closed 12 days after our offer was accepted. The quick close was critical to the seller and to us being able...
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We were so happy and fortunate to work with Steven. We worked with Steven for a period of time before closing on our Bethesda home purchase over the 2023 Labor Day Weekend. He is seasoned, knowledgeable, up to date on the market and all loan...
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About
I help people attain their long term dream of home ownership as I believe home ownership changes lives from generation to generation. I have helped over 1800 families over 29 years and have developed a "process" which identifies the "lowest cost" to buy or own. We Educate, Empower, and Guide clients to choose their best financing to save money, feel secure, and build wealth! I continue to manage my client's mortgage after closing helping them eliminate debt and build wealth through real estate. Over $1B in funding with 99% career approval ratio and 95% career customer satisfaction scores. Certified Builder Loan Specialist, MBA, Debt Manager. Solution and referral oriented.
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Positions
- Mortgage Loan Officer
- Mortgage Loan Officer
Licenses
- NMLS # 532340
FAQs
Here are some Frequently Asked Questions about Steven Calem
What organization is Steven Calem associated with?
Steven Calem is associated with M&T Bank.
Where is Steven Calem based out of?
Steven Calem’s primary location is Bethesda, MD.
What is Steven Calem's phone number?
Steven Calem's phone number is (301) 996-9799
What is Steven Calem's title??
Steven Calem is a Mortgage Loan Officer.
What is the position of Steven Calem in M&T Bank?
Steven Calem is the Mortgage Loan Officer at M&T Bank.
