My name is Stephen Simpson. I have been a lender in the mortgage industry for over 20 years and closed over 1,000 VA & FHA loan transactions for my clients. My specialty is working with first time home buyers and members of the military. I take great pride in helping them to achieve their goal of home ownership. In an effort to provide the best possible loan programs for my first time buyers and military personnel, I partner with many city/county/state agencies to offer down payment assistance silent second mortgages to my clients. I am a preferred lender with these San Diego City & County agencies, as well as the State of CA. Buying a home is the most significant purchase most people will ever make in their lives. It is important that you select a mortgage lender, like myself, that has extensive experience and listens well. I also make a consistent effort to educate every buyer on all of the steps that will be required, from the beginning to the end, of the home buying process and the underwriting procedures needed to successfully close your purchase transaction. My track record over the past 20+ years is excellent and my goal with every buyer is to do such a great job for them that they feel confident to refer my mortgage lending services to their friends, family and co-workers. Please feel free to contact me with any questions by phone or text @ 619-823-3155 or by email: stevesimpsonhomelender@gmail.com.