Stephen Lutche at CrossCountry Mortgage
Originating Branch Manager | NMLS #2192176
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Harford County, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Stephen was very helpful and made buying a home for the first time a lot less stressful.
Reply from Stephen Lutche
July 9th, 2026 07:21 PM
I'm pleased to hear that I could help make your first home buying experience less stressful, Brandon. If you have any more questions or need assistance in the future, don't hesitate to reach out.
Stephen Lutche at CrossCountry Mortgage has received a review with 5 star rating from Vera B
Reply from Owner
July 9th, 2026 02:54 PM
Thank you, Vera, for the great rating. I'm pleased to know you had a positive experience with my services.
Stephen was very responsive and pleasant to work with. Highly recommend.
Reply from Stephen Lutche
July 8th, 2026 06:09 PM
Thank you, Vera, for your kind words. I'm happy to hear that you found me responsive and pleasant to work with. If you need any assistance in the future, please feel free to reach out.
Stephen made this experience very smooth. Documents were easy to source and load into the portal. He was very attentive through out and answered all of our questions quickly and thoroughly. Great Job!
As a realtor, I need a solid team working with me to get the job done! Steve exceeded expectations and stayed on top of everything in order to make our transaction went as smooth as possible. Would definitely recommend Steve to anyone looking...
read more
Steve was amazing from start to finish. Not only is he incredibly knowledgeable but he truly makes it a stress free process from the beginning to the end. He makes it a point to keep you informed through the entire process and does a fantastic...
read more
Working with Stephen made our first-time home buying experience incredibly smooth and stress-free. He was consistently responsive to all our questions and took the time to explain every detail, ensuring we felt confident at each step. His expertise...
read more
Made the mortgage process easy and was able to answer all of my questions.
Honest fellow
Things went smoothly
Reply from Stephen Lutche
May 4th, 2026 08:55 PM
I'm glad to hear that everything went smoothly, Kevin. It was a pleasure to assist you, and if you ever have any questions or need further assistance, please feel free to reach out.
10 of 47
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Harford County, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2192176 | Branch NMLS #1854165
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- John Carroll Alumni Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Eastern Standard Time (EST)
Licenses
- 2192176
- maryland
Hobbies
- Hunting
- Family
- Friends
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095