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Stephanie Moncayo, Ruoff Mortgage - Ruoff Mortgage - NMLS 2223577 in South Bend, IN
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Stephanie Moncayo, Ruoff Mortgage

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Ruoff Mortgage - NMLS 2223577

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
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0%
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Reviews from Web
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    Sam F
    Posted on June 30th, 2025 02:55 PM
    Stephanie was amazing to work with! She was informative, caring, and always reassuring. She made the whole process smooth and stress-free. I couldn’t have asked for a better loan officer.
    Reply from Owner
    July 28th, 2025 03:33 PM
    It was amazing working with you Sam!! I hope everything is going great with you!
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    Samuel W F
    Fort Wayne, IN
    Posted on June 30th, 2025 02:55 PM
    Stephanie was amazing to work with! She was informative, caring, and always reassuring. She made the whole process smooth and stress-free. I couldn’t have asked for a better loan officer.
    Reply from Stephanie Moncayo, Ruoff Mortgage
    July 1st, 2025 01:41 AM
    This just made me smile, thanks so much Sam!! It was such a pleasure helping you with this milestone, you most definitely deserve it!!
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    Minty M
    Posted on June 29th, 2025 09:25 PM
    Stephanie was great. Easy to work with. Always in communication. Answered all questions and concerns promptly. Y habla español.
    Reply from Owner
    August 1st, 2025 05:20 PM
    I love seeing your videos in your new home Faith! Really a pleasure helping you and congratulations, because your hard work and dedication paid off!!
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    Susana L
    South Bend, IN
    Posted on June 29th, 2025 09:24 PM
    Clear communication.
    Reply from Stephanie Moncayo, Ruoff Mortgage
    July 1st, 2025 01:41 AM
    Thank you Susana! Deseandoles lo mejor a su hijo Bryan y a Lupe in this new journey :)
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    Faith M
    Posted on June 15th, 2025 07:12 PM
    Stephanie Moncayo, Ruoff Mortgage has received a review with 5 star rating from Faith M
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    Faith L M
    Mishawaka, IN
    Posted on June 15th, 2025 07:12 PM
    Stephanie was super helpful and personable! I was comfortable asking silly questions and she'd answer without judgement!
    Reply from Stephanie Moncayo, Ruoff Mortgage
    July 1st, 2025 01:42 AM
    Loved working with you Faith! I'm so excited for this new journey of yours, I'll always be just one text or phone call away :)
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    Pablo F
    South Bend, IN
    Posted on June 15th, 2025 07:04 PM
    Everything was easy to handle with little to no
    Reply from Stephanie Moncayo
    June 25th, 2025 07:07 PM
    I'm glad to hear that your experience was smooth and straightforward. It was a pleasure assisting you, and I appreciate your feedback.
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    Diana B
    PLYMOUTH, IN
    Posted on June 10th, 2025 03:10 PM
    Stephanie was always very diligent and was a great guide! She gave great recommendations and made my process as a first time homeowner very smooth. I'm very very thankful :)
    Reply from Stephanie Moncayo, Ruoff Mortgage
    June 10th, 2025 03:24 PM
    It was a pleasure working with you Diana!! Super excited for this new milestone of yours! 😊
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    Brian K S
    South Bend, IN
    Posted on May 31st, 2025 07:11 PM
    Everything in our process was quick, simple and well explained.
    Reply from Stephanie Moncayo, Ruoff Mortgage
    June 10th, 2025 03:26 PM
    It was seriously wonderful working with you and Katherine!! So glad we were able to get you to close so quickly, definitely something that also came from your guys' efforts! I hope this new venture of your is everything you wished for and more...
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    Nevin M R
    South Bend, IN
    Posted on May 27th, 2025 03:22 PM
    Stephanie went to work for us even before our credit rating refelcted our readiness to find a home. She gave us excellent advice on how to raise our rating and checked in frequently to make sure we were following the steps she showed us. Our...
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    Reply from Stephanie Moncayo
    June 6th, 2025 03:29 PM
    I'm thrilled to hear about your successful journey to homeownership. It was a pleasure assisting you in improving your credit and guiding you through the process. Thank you for your kind words and for recommending Ruoff Mortgage. If you ever...
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Mortgage Origination
    Mortgage Broker
    Loan Services
    Conventional Loans
    ITIN Loans
    VA Loans
    USDA Loans
    FHA Loans
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jun 4th, 2024 - Current
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2223577
    Gallery
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    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
    Stephanie Moncayo, Ruoff Mortgage - Gallery Photo
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    +4
    Awards
    2025 Loan Officer Rookie of the Year
    2025 Loan Officer ...
    Hobbies
    • Dancing
    • Singing
    • Anything numbers related
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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