Spencer Woodward
Edge Home Finance, LLC | Loan Officer | NMLS #2278...
Aloha !
I’m Spencer, a passionate ocean enthusiast and former military professional with over 12 years of honorable active-duty service.
As your Mortgage Broker, with access to a diverse network of lenders and financial institutions, I wi...... Show More
Location & Business Hours
Friday
7:00 AM to 7:00 PM
Saturday
7:00 AM to 7:00 PM
Sunday
7:00 AM to 7:00 PM
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Reviews from Web
I am a real estate broker, and Spencer handled the loan for a buyer I represented. Spencer is truly top-notch. He was able to structure and close a loan that multiple other loan officers said could not be done. Thanks to Spencer and his team,...
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Reply from Owner
December 17th, 2025 05:52 PM
Aloha Matt! Thank you so much for the thoughtful review—I truly appreciate it. I’m grateful for the care and effort you put into helping our clients find the right home. You consistently kept their best interests at the forefront, and your...
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I am a real estate broker, and Spencer handled the loan for a buyer I represented. Spencer is truly top-notch. He was able to structure and close a loan that multiple other loan officers said could not be done. Thanks to Spencer and his team,...
read more
Reply from Spencer Woodward
December 17th, 2025 05:54 PM
Aloha Matt! Thank you so much for the thoughtful review—I truly appreciate it. I’m grateful for the care and effort you put into helping our clients find the right home. You consistently kept their best interests at the forefront, and your...
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Spencer is the kind of mortgage broker you want in your corner when things get complicated.He helped us buy our second home while we were renting out our first, and we specifically needed that first property excluded from our debt-to-income...
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Reply from Spencer Woodward
December 17th, 2025 06:13 PM
Thank you, Tanner and Beth, for the kind and genuine review ! It was challenging at times but we found the right lender for the job ! It was incredibly rewarding to help you and Beth with your second home purchase. I really enjoyed stopping...
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My husband and I are incredibly grateful for Spencer’s professionalism, dedication, and support throughout our home-buying journey. His expertise and commitment made achieving our dream home possible, and he went above and beyond to ensure...
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Reply from Owner
December 17th, 2025 05:55 PM
Aloha Kayla ! It's great to hear that your home-buying journey was positive and that you found my support helpful. Your words about my professionalism and dedication mean a lot to me. I'm pleased I could assist you and your family ! Thank you...
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My husband and I are incredibly grateful for Spencer’s professionalism, dedication, and support throughout our home-buying journey. His expertise and commitment made achieving our dream home possible, and he went above and beyond to ensure...
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Reply from Spencer Woodward
October 4th, 2025 06:45 PM
Aloha Kayla ! It's great to hear that your home-buying journey was positive and that you found my support helpful. Your words about my professionalism and dedication mean a lot to me. I'm pleased I could assist you and your family ! Thank you...
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Spencer has been a long time friend of ours, and it turns out, he is also an outstanding mortgage broker. He was very professional and dedicated to closing our second home. Spencer helped us navigate the intricacies of our deal. He was available...
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Reply from Owner
May 12th, 2025 05:51 PM
I couldn’t be happier for you, Shelby and Robert ! We are looking forward to visiting you guys and enjoying some wine next that beautiful pool/ cabana lol
Spencer has been a long time friend of ours, and it turns out, he is also an outstanding mortgage broker. He was very professional and dedicated to closing our second home. Spencer helped us navigate the intricacies of our deal. He was available...
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Reply from Spencer Woodward
May 10th, 2025 05:32 AM
I Couldn’t be happier for you, Shelby and Robert ! Looking forward to visiting you guys and enjoying some wine next that beautiful pool/ cabana lol
As a first time homebuyer, Spencer was very knowledgeable and friendly. He was recommended by a friend and I am very happy I gave him a call. He listened to all our needs and answered every question or call we had. Any situation that popped...
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Reply from Spencer Woodward
May 9th, 2025 08:41 PM
I'm grateful for you and Andre for allowing me to earn your business ! Enjoy your new home ! Talk soon !
Spencer was thorough and professional throughout the entire process. He kept us well informed of the process and what to expect and general timeframe. This made the home buying experience less stressful than we had expected. We greatly appreciated...
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Reply from Spencer Woodward
January 22nd, 2025 12:53 AM
Thank you, Daniel ! I appreciate your sincere review. Congratulations to you and your family !
Talk soon !
Spencer was fantastic! My wife and I are first time home buyers and we were unsure of whether we should go through a mortgage broker or direct with a bank. A friend suggested Spencer and Edge Home Finance and we could not be more pleased with...
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Reply from Spencer Woodward
October 23rd, 2024 11:55 PM
Aloha Guys !! Thank you for the sincere review !! Cheers to you guys and your beautiful new home. Thank you for allowing me to earn your business !!
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About
Aloha !
I’m Spencer, a passionate ocean enthusiast and former military professional with over 12 years of honorable active-duty service.
As your Mortgage Broker, with access to a diverse network of lenders and financial institutions, I will tailor a mortgage to fit your needs. Whether you’re considering VA, Conventional, FHA, USDA or any other unique situation. I am committed to securing the most competitive rate possible.
Allow me to guide you through a seamless and stress-free mortgage journey, not only meeting your needs but earning your business.
-Spencer
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
VA Loans
Conventional Loans
USDA Loans
FHA Loans
Portfolio Loans
Search Rank ScoreLearn More →
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Positions
- Edge Home Finance - Mortgage BrokerSep 15th, 2023 - Current
Addresses and Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2278567
- Edge Home Finance, LLC. NMLS #891464
- Licensed In Hawaii/ California/ Colorado/ North Carolina/ Virginia
Gallery
Hobbies
- Surfing
- Body surfing
- Swim
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Disclaimer
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Mortgage Loan Originator Company License#: HI-891464 Edge Home Finance Corporation is a licensed mortgage broker in AL, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY.