Since 1997, Downs Financial -- a leading mortgage company -- has built an outstanding reputation by helping everyone from first-time home buyers to seasoned homeowners receive the best financing options at the lowest available mortgage rates. Among the reasons customers feel right at home with Downs Financial: Check out our 5 Star reviews on Google! We have the fastest mortgage approval/underwriting/closing process in the industry (much quicker than traditional banks). We offer same-day pre-approvals! We have a highly trained team of loan officers at your service. What's more, we have the industry's most experienced, hard-working mortgage experts on staff, willing to go the distance to locate the best financing options at the lowest rates and an extensive network of appraisers and title companies to ensure personalized service and local market expertise. While rates are down, let Downs Financial locate the best possible mortgage rates and home loan opportunities for you . That's what we do best!