My passion is helping individuals build multi-generational wealth through real estate investing and passive income. Mortgage Broker with over 20 years of experience specializing in residential and commercial lending. VA financing specialist offering VA Renovation loans and VA Jumbo loans up to $3M. I currently serve clients all over the Bay Area. I take a consultative approach to the mortgage loan process by customizing each financing solution to help clients achieve their financial goals. Approved lender for the San Francisco Mayor's Office of Housing and Community Development. Have extensive experience working with first-time homebuyers and investors. Worked as a preferred lender for the Armstrong Townhomes and Mission Walk Condominium BMR projects in San Francisco and San Francisco Redevelopment Agency. Well-known local expert and speaker on FHA insured Reverse Mortgages specializing in helping seniors finance their next home, preserve assets, enhance liquidity throughout retirement and increase cash flow, without the requirement of a monthly mortgage payment.