Home financing doesn't have to be complicated--it just needs to be clear. I'm Scott Haberman, a Mortgage Loan Officer with Zillow Home Loans, LLC. I joined Zillow Home Loans, LLC. in October 2023 after 18 years in the broader financial services industry, and I'm dedicated to making your path to homeownership as transparent, predictable, and low-stress as possible. I start by listening to what matters most to you--your timeline, budget, and must-haves. From there, I walk you through your loan options in plain language, highlight the key differences, and support you in choosing what feels right for your goals. I'm known for being responsive and proactive in my communication, and I keep you and your real estate agent aligned on what's needed and when, so we can help things move forward smoothly and minimize surprises. I understand the dynamics of many major markets and support buyers across a wide range of scenarios--from first-time purchases to move-up homes and refinances. I'm happy to work around your schedule, including evenings and weekends, and I'll be your steady point of contact from pre-approval through closing. My commitment is simple: clear guidance, reliable updates, and a home financing experience you can feel confident about. If you're ready to get started, let's connect and explore a financing plan that fits your life and helps you move toward getting the keys to your next home. To access the Texas consumer complaint recovery fund notice, please use this link: www.zillowhomeloans.com/licensing/.