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Shane Bratkowski - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Shane Bratkowski - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 825-0999
Columbia, MO
https://www.usamortgage.com/mortgage-loan-originator/shane-bratkowski/
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  • Encompass
    M
    Madison S
    PIGGOTT, AR
    Posted on September 2nd, 2025 03:31 PM
    It was very smooth and Shane was usually quick to get back with us if we needed help.
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    E
    Elizabeth R
    MANILA, AR
    Posted on September 2nd, 2025 12:52 PM
    shane was very quick to reply with any questions we had. He made the entire process so much Easier
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    K
    Kyle R
    MANILA, AR
    Posted on August 29th, 2025 09:34 PM
    Easy quick communication
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    E
    Erin M
    PLEASANT HILL, MO
    Posted on August 11th, 2025 03:57 PM
    Shane was an amazing LO to work with! He did everything he could to bring our rate down and made it happen! He will continue to be my go-to LO!! Thank you so much!!!
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    G
    Geoffrey C
    VIOLET HILL, AR
    Posted on August 4th, 2025 04:33 PM
    Was very helpful
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    R
    Ramon S
    JEFFERSON CTY, MO
    Posted on August 2nd, 2025 01:09 PM
    Shane and Meghan did a great job together to close our loan and find our home, thank you!!
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    M
    Mariah S
    MOBERLY, MO
    Posted on July 7th, 2025 10:43 PM
    Shane was always available for questions and always took the time to see if we had any. he answered them in a quick and timely fashion
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    C
    Clifton R
    FAYETTE, MO
    Posted on July 2nd, 2025 12:33 PM
    Helpful, knowledgable, kind and nonjudgmental
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    H
    Heather S
    COLUMBIA, MO
    Posted on June 26th, 2025 05:29 PM
    Shane was communicative and prompt throughout the entire process! Pleasure to work with!!!
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    K
    Katelyn W
    WEST PLAINS, MO
    Posted on June 14th, 2025 01:40 PM
    Just more communication and walking through the process what to expect or what Is going on. As first time doing this I just didn't know what was going on or what the process was, or what to expect along the way.
    Reply from Shane Bratkowski
    November 6th, 2025 12:39 PM
    Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
    • 10 of 118
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1894207
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.