Sam is licensed in both Minnesota and Wisconsin! He is very experienced with first-time home buyers, and getting sellers top dollar for their home! Also expertise with a variety of different loan programs. Sam has a direct and caring approach to working with his buyers and sellers from getting them pre-approved, to negotiations, to the closing table. Sam makes sure clients know they are his top priority!Sam grew up in the St.Croix River Valley. In addition to growing up with family in the title insurance industry, he attended business school and worked in the banking and appraisal industries. This has given Sam great experience and industry knowledge, particularly with contracts and negotiation.