Ryan Smith
Senior Mortgage Loan Originator
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg...... Show More
Location & Business Hours
Wednesday
8:00 AM to 6:00 PM
Thursday
8:00 AM to 6:00 PM
Friday
8:00 AM to 6:00 PM
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Reviews from Web
Ryan was very helpful every step of the way. He spent lots of time discussing our options during the process of purchasing our home. He was very knowledgeable and gave us the best information and service.
Ryan and his team were excellent. There were several setbacks and complications. They handled them smoothly, communicated well with us, and gave good advice. I would highly recommend them.
Reply from Ryan Smith
May 11th, 2026 12:34 PM
Peter, thank you for your positive feedback and recommendation. I'm glad to hear that my team and I were able to navigate the setbacks effectively and provide valuable advice. If you need any further assistance, please don't hesitate to reach...
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Very good communication and Ryan was always available to answer our questions and guide us through the process. The only time I felt that communication was lacking was with regards to our rate lock. We were told that we would receive periodic...
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Reply from Ryan Smith
May 11th, 2026 08:16 PM
Tanner, I appreciate your detailed feedback. I'm glad to hear that you found my communication and guidance throughout the process valuable. I apologize for any lack of updates regarding the rate lock; I understand how important this is, especially...
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Terrell A B
Hope Mills, NC
Posted on April 18th, 2026 01:21 PM
Ryan is very personable and is good at explaining every question. I love the video breakdowns.
Reply from Ryan Smith
April 28th, 2026 01:22 PM
Terrell, thank you for your kind words. I'm happy to hear that you found my explanations clear and the video breakdowns helpful. If you have any more questions or need assistance, feel free to reach out.
Ryan and his team made this an easy and amazing experience for us. The communication was great and his knowledge was impeccable! I've dealt with other lenders before who didn't hear what our needs were and just wanted to provide us with what...
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Reply from Ryan Smith
April 27th, 2026 09:57 PM
Mary, I appreciate your kind words and am grateful for the opportunity to work with you. It's nice to know that my communication and transparency helped build trust throughout the process. If there's anything else you need, please feel free...
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Absolutely fantastic team, Ryan was tremendous and the rest of his team accomplished their jobs and goals with expediency and tremendous knowledge to accomplish and seamless and stress less closing
Reply from Ryan Smith
April 24th, 2026 03:36 PM
James, I'm pleased to hear that you had such a positive experience with me and my team. It's great to know that our efforts made the process seamless and stress-free for you. If there's anything else you need, just let me know.
Ryan was incredibly responsive, knowledgeable, and patient. I really loved the videos he recorded reviewing loan options.
Reply from Ryan Smith
April 13th, 2026 06:09 PM
Jonathan, thank you for your kind words. I'm glad you found the videos helpful and appreciated my responsiveness and patience. If you have any more questions or need further assistance, please feel free to reach out.
very informative and patient especially for a first time buyer I appreciated the time taken to make sure I was understanding the process to its entirety.
Reply from Ryan Smith
April 1st, 2026 01:05 PM
Jaxon, I'm glad to hear that my approach was helpful for you, especially as a first-time buyer. I aim to ensure that the process is clear and informative. If you have any more questions or need assistance in the future, feel free to reach out....
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Ryan is high quality loan advisor. His honest and candid approach helps build trust and confidence that he is working to help you and not to just make money.
Reply from Ryan Smith
March 13th, 2026 09:05 PM
Trent, I appreciate your kind words about my approach as a loan advisor. Building trust and confidence with my clients is a priority for me, so I'm glad to know this was reflected in your experience. Should you have any further questions or...
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access to having my questions answered
Reply from Ryan Smith
March 11th, 2026 01:47 PM
Mark, I'm pleased that you felt your questions were addressed effectively. Ensuring clear communication is a priority, and your feedback reassures me that I'm on the right track. Should you have more questions or require assistance down the...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company’s commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on SocialSurvey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#112493
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org