Ryan S. Naylor

Welcome to RanLife Home Loans. These terms and conditions outline the rules and regulations for the use of our website and services. By accessing this website and utilizing our services, you accept these terms and conditions in full. If you disagree with any part of these terms, please do not use our website or services. Services RanLife Home Loans provides mortgage loan services, home equity loans, refinancing, and related financial services. All services are subject to eligibility and approval, based on our standard underwriting guidelines and procedures. Eligibility To use our services, you must be at least 18 years old and a resident of the United States or posses an ITIN. By applying for any of our services, you confirm that all information you provide is accurate, complete, and current. Application & Approval By submitting an application, you authorize RanLife Home Loans to obtain your credit report and other relevant information to evaluate your eligibility. Approval is not guaranteed and is subject to our underwriting criteria and the accuracy of the information provided. Interest Rates & Fess Interest rates and fees are subject to change without notice and may vary based on market conditions and your creditworthiness. All costs associated with the loan will be disclosed to you in the loan estimate provided during the application process. Privacy Policy Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. Intellectual Property The content, design, and layout of the RanLife Home Loans website are protected by intellectual property laws. You may not reproduce, distribute, or use any content from our website without our express written permission. Limitation Of Liability RanLife Home Loans will not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use our services or website. This includes damages for errors, omissions, interruptions, defects, delays, or computer viruses. Indemnification You agree to indemnify and hold harmless RanLife Home Loans, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses, including reasonable attorney's fees, arising out of your use of our services or website. Governing Law These terms and conditions are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms will be brought exclusively in the federal or state courts located in Utah. Changes To Terms & Conditions RanLife Home Loans reserves the right to modify these terms and conditions at any time. Any changes will be posted on this page, and your continued use of our website and services constitutes acceptance of the revised terms. Contacting Us If you have any questions about these terms and conditions, please contact us at: RanLife Home Loans Email: info@ranlife.com Phone: 800-461-4152 Address: 9272 S 700 E, Sandy, UT 84070