McGinnis Team - Mortgage Lender - RWM Home Lo...
Branch Manager
I have spent nearly a decade in the mortgage industry building a reputation for strong communication, reliable results, and on time closings. My focus is helping clients feel confident throughout the loan process while providing solutions t... Show More
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Josh was able to assist with our VA loan and make sure we didn't have any miss steps. Great Job!
Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:07 PM
Always appreciate our veterans. Thanks David! Hope you will enjoy your new home.
The amount of communication and helping to set realistic expectations. Very pleased with how well the whole process went.
Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:08 PM
I tell people mortgages are not fun and sometimes frustrating. We do our best to simply the process. Thank you for your kind words and appreciate helping you!
Josh was the best at walking me through everything. He took the time to answer questions and make sure I understood the process.
Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:10 PM
I never understood what was happening when I bought my first home and it’s very important that we take the time to make sure you do understand things. It’s a big decision and lots of money at stake. And remember if you ever have a mortgage...
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Such a great company to work with! our experience was wonderfu.
Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:10 PM
Jason it was our pleasure!
For me, a former Client Services Director in the corporate communications and brand experience industry, communication is everything. RWM excelled in this. Clear, thorough, timely. Always happy to answer questions, candid advice given in plain...
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Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:12 PM
If you ever have an idea to help us better serve people let us know. Constantly improving. Oh…and best compliment ever saying we explain things in plain English. Sounds simple but it’s not and that’s something we have worked very hard on. Thank...
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Josh was amazing from the start and delivered everything quickly, efficiently and really helpfully. he was always available to answer questions, advised us throughout the entire process and made us feel as though we were his only customer!
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Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:13 PM
Maybe you were my only customer ;-)
I need to follow up about connecting with you guys once you settle in.
I couldn’t be more pleased with the service we received throughout the home loan process. From the very beginning, the entire team was professional, knowledgeable, responsive, and genuinely committed to making the process as smooth and stress-free...
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Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:15 PM
It does take a team to get loans done. Blessed with a great team. Stacy has been voted processor of the year and is often complimented as one of the best processors in the entire company. Super lucky to have her. And Jacob takes care of everything...
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Josh, Jacob, and Stacy have all been amazing throughout this entire process! Everything was fast, easy, and very informative. They were always willing to assist with any questions or concerns I had and made the entire experience so smooth....
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Reply from McGinnis Team - Mortgage Lender - R...
October 26th, 2026 06:16 PM
One of my goals is for every. Borrower to never go to bed at night stressing over their loan. Couldn’t do that without buyers like you who call and ask the questions. Thank you for giving us the opportunity to help you have a smooth process....
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Thanks to Josh McGinnis and his team I had a smooth home purchasing process. All lending/loan questions were answered thoroughly and promptly. I would totally recommend RWM Home Loans to friends and family.
Josh and his team were great corporate was a dismal failure. The portal was way below average and not maintained properly by corporate as many of the links took us to a home we were not buying this was very annoying . Thank goodness for Josh...
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About
I have spent nearly a decade in the mortgage industry building a reputation for strong communication, reliable results, and on time closings. My focus is helping clients feel confident throughout the loan process while providing solutions tailored to their unique financial situation, including buyers who may have struggled to secure financing elsewhere. Before entering the mortgage industry, I spent 10 years in ministry and another decade as a business coach, shaping my approach to service and problem solving. Outside of work, I have been married more than 25 years, enjoy time with my family, and stay involved in community and veteran support organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1632318
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445