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McGinnis Team - Mortgage Lender - RWM Home Loans - Branch Manager in Chattanooga, TN

McGinnis Team - Mortgage Lender - RWM Home Lo...

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Branch Manager

RWM Home Loans - Chattanooga, TN+1
RWM Home Loans - California
I have spent nearly a decade in the mortgage industry building a reputation for strong communication, reliable results, and on time closings. My focus is helping clients feel confident throughout the loan process while providing solutions t... Show More
Mortgage
Mortgage Loan Officer
RWM Home Loans - California
Contact Info
(423) 800-5232
Chattanooga, TN
https://rwmloans.com/josh-mcginnis/
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  • Encompass
    J
    James B
    Signal Mountain, TN
    Posted on September 18th, 2026 03:05 PM
    Josh was amazing from the start and delivered everything quickly, efficiently and really helpfully. he was always available to answer questions, advised us throughout the entire process and made us feel as though we were his only customer!
    read more
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    Donna P
    Ooltewah, TN
    Posted on August 31st, 2026 01:14 PM
    I couldn’t be more pleased with the service we received throughout the home loan process. From the very beginning, the entire team was professional, knowledgeable, responsive, and genuinely committed to making the process as smooth and stress-free...
    read more
  • Encompass
    A
    Amber T
    Cleveland, TN
    Posted on August 26th, 2026 03:28 PM
    Josh, Jacob, and Stacy have all been amazing throughout this entire process! Everything was fast, easy, and very informative. They were always willing to assist with any questions or concerns I had and made the entire experience so smooth....
    read more
  • Encompass
    C
    Conner H
    Spencer, TN
    Posted on July 16th, 2026 03:06 PM
    Thanks to Josh McGinnis and his team I had a smooth home purchasing process. All lending/loan questions were answered thoroughly and promptly. I would totally recommend RWM Home Loans to friends and family.
  • Encompass
    A
    Anthony A
    Dunlap, TN
    Posted on July 15th, 2026 07:48 PM
    Josh and his team were great corporate was a dismal failure. The portal was way below average and not maintained properly by corporate as many of the links took us to a home we were not buying this was very annoying . Thank goodness for Josh...
    read more
  • Encompass
    C
    Christopher S
    Chattanooga, TN
    Posted on July 11th, 2026 05:38 PM
    always spoke directly and honestly with me about my our options. He put our families's needs over any other priority. His team worked hard to get everything together in time for closing. I would highly recommend them.
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    John H
    Chattanooga, TN
    Posted on July 10th, 2026 04:42 PM
    Josh was terrific at explaining all possible opportunities to fit my financial needs. He went above and beyond to explain what we can do as went the extra mile about realistic budgetin. I wish I had known and used Josh for my previous home...
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  • Encompass
    G
    Gregory M G
    Chattanooga, TN
    Posted on July 2nd, 2026 06:43 PM
    Josh and team clearly communicated what was needed to apply for financing. The approval process was clear especially with milestones checked off as indicated on the RWM app. Every step was clearly communicated and paced well as to not be overwhelming....
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  • Encompass
    B
    Brooke H
    Chattanooga, TN
    Posted on June 29th, 2026 06:05 PM
    Josh was informative, knowledgeable, patient , and kind as he led us through our first time home buying experience. We appreciated that he made sure he had time for us to answer questions about the process as they came up.
    read more
  • Encompass
    R
    Rhonda D
    Hixson, TN
    Posted on June 24th, 2026 12:10 PM
    An explanation of the process and a list of whstcwill what will be needed and expected would help I felt overwhelmed
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    About
    I have spent nearly a decade in the mortgage industry building a reputation for strong communication, reliable results, and on time closings. My focus is helping clients feel confident throughout the loan process while providing solutions tailored to their unique financial situation, including buyers who may have struggled to secure financing elsewhere. Before entering the mortgage industry, I spent 10 years in ministry and another decade as a business coach, shaping my approach to service and problem solving. Outside of work, I have been married more than 25 years, enjoy time with my family, and stay involved in community and veteran support organizations.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1632318
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445