

Carlos Cruz
Loan Officer

Born and raised in Texas and happy to be here, I believe that every mortgage is more than a transaction; it is an exciting milestone that deserves thoughtful guidance and care.
I specialize in walking clients through the mortgage process w...... Show More
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Carlos and Sarah were great at communicating and explaining each part of the home buying process. My questions were always answered and I felt comfortable reaching out to the team. I would recommend Carlos and the team to those who are first...
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Reply from Carlos Cruz
June 2nd, 2026 07:47 PM
Thank you so much Litzy for your wonderful words and recommendation! It was truly our pleasure being part of this journey with you and helping you achieve your home ownership goals. Wish you the best and you know you can always reach out to...
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About
Born and raised in Texas and happy to be here, I believe that every mortgage is more than a transaction; it is an exciting milestone that deserves thoughtful guidance and care.
I specialize in walking clients through the mortgage process with the understanding that every situation is unique. My top priority is making sure clients feel confident, informed, and supported at every step. I am committed to finding the best loan solution for each individual’s needs, providing clear answers, and empowering clients throughout the journey.
And remember, I am always just a call or text away and happy to help whenever questions come up.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
83
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #2779596
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445