Ruby Grynberg
Branch Manager | NMLS # 92613
Ruby started at the University of Washington at age 15 and has been on a high-achievement track ever since. With a degree in Social Work specializing in Mental Health, as well as a deep love of math, the stress and complexity of the mortgag...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Ruby and her team were exceptional throughout the entire lending process. They were always responsive, answered our questions promptly, and provided support every step of the way. Their professionalism, communication, and dedication made the...
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Ruby and her team were exceptional throughout the entire lending process. They were always responsive, answered our questions promptly, and provided support every step of the way. Their professionalism, communication, and dedication made the...
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Ruby, Spin, and Ellaina helped us seamlessly navigate a quick closing on a home that we love! They communicated clearly and consistently through the whole process. Thank you Salmon Bay!
Working with Ruby, Spin, Ellaina, Margaret, and the entire Salmon Bay Lending team made what could have been an incredibly stressful process feel manageable, educational, and genuinely supportive.From our very first conversations through closing...
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this was my first experience with a lender. Ruby, Spin, Ellaina, Margaret & team couldn't have been more responsive and educational for us. this was such a positive and smooth experience for us and we are so grateful for their expertise.
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Reply from Ruby Grynberg
June 4th, 2026 03:32 PM
Rebecca, I'm grateful for your kind words and am pleased to hear that your first experience with a lender was positive and smooth. It's nice to know that the responsiveness and educational support from Spin, Ellaina, Margaret, and the team...
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We did a cash out refinance on an investment property we bought in 9/22. It was basically a tear down, and we rebuilt it largely down to the studs, doing much of the work ourselves.Throughout the process, Ruby and her team stayed in touch with...
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We did a cash out refinance on an investment property we bought in 9/22. It was basically a tear down, and we rebuilt it largely down to the studs, doing much of the work ourselves.Throughout the process, Ruby and her team stayed in touch with...
read more
Reply from Ruby Grynberg
June 1st, 2026 03:00 PM
Ethan, I appreciate your thoughtful review and am happy to hear about your positive experience with the cash-out refinance process. It's great to know that the communication and support from my team and me were helpful during your property...
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the entire team worked well together and were clear, communicative and available to answer any question we had.
Reply from Ruby Grynberg
June 1st, 2026 02:28 PM
Beth, I'm glad to hear that you found our team clear and communicative. Your feedback about our availability to answer your questions is greatly appreciated. Thank you for taking the time to share your experience!
There was a general positive attitude and confidence that we would get through closing, and I trusted that our team wanted this to go well and wanted to shield us as much as possible from stress.
Reply from Ruby Grynberg
June 1st, 2026 03:59 PM
Lucy, I'm pleased to hear that you felt confident and supported throughout the closing process. It's good to know that our team's efforts to minimize stress were helpful for you. Thank you for sharing your experience!
Ruby helped buyers with their mortgage on a property where I represented the sellers. Her team was easy to work with, communicated clearly, and even closed earlier than anticipated. She and her team are a delight to work with and a great resource...
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Reply from Owner
May 22nd, 2026 07:04 PM
Thank you so much Katy! It was such a pleasure to work with you on this.
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About
Ruby started at the University of Washington at age 15 and has been on a high-achievement track ever since. With a degree in Social Work specializing in Mental Health, as well as a deep love of math, the stress and complexity of the mortgage industry is an oddly perfect fit. After working as a loan processor and loan officer for several years at both brokerages and banks, Ruby founded Salmon Bay Community Lending in 2005. Since then, Ruby has grown Salmon Bay to be a flourishing mortgage bank.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Conforming and High Balance Loans
Jumbo purchase and refinance
FHA, VA, and USDA financing
Construction and Renovation products
State Bond Loans and down payment assistance programs
Proprietary Like-Cash purchase programs
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Positions
- Salmon Bay Community Lending, a division of Evergreen Moneysource Mortgage Co. - Home Loan Advisor & Branch ManagerFeb 1st, 0206 - Current
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 92613
Disclaimer
©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans.
All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance.
Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.